Benefits:
Bonus based on performance
Dental insurance
Health insurance
Training & development
Vision insurance
We are seeking a knowledgeable and customer-focused Mortgage Loan Officer to join our financial services team. The ideal candidate will be responsible for guiding clients through the mortgage loan process, providing expert advice on loan options, and ensuring compliance with industry regulations. The Mortgage Loan Officer will play a vital role in helping clients achieve their homeownership goals while maintaining high levels of customer service and professionalism and being compensated with a generous compensation plan.
Past experience as a Customer Service Representative is a plus!
Bilingual is a plus!
**3k Monthly Guarantee for first 3 months
Commission per funding: 1-5 units 50bps 6-10 units 75bps 11+ units 100bps
Duties
Assist clients on the phone in evaluating their financial situation and recommend suitable mortgage products
Originate, process, and close mortgage loans efficiently while ensuring compliance with all applicable laws and regulations
Conduct credit analysis and review borrower documentation to determine loan eligibility
Negotiate terms with clients and third-party providers to secure favorable loan conditions
Prepare and review contracts, disclosures, and other legal documents related to mortgage transactions
Utilize financial software such as Quicken, accounting software, and specialized mortgage servicing tools for processing applications
Coordinate with underwriters, escrow officers, and other stakeholders to facilitate smooth loan approval processes
Maintain thorough knowledge of Fair Housing regulations, TILA requirements, and other relevant compliance standards
Provide exceptional customer service by addressing client inquiries promptly and professionally
Stay current on industry trends, loan programs (including FNMA), and changes in banking or financial regulations
This position offers an opportunity to work within a dynamic team dedicated to delivering exceptional financial solutions. The successful candidate will be committed to ethical practices, regulatory compliance, and providing outstanding client support.
License/Certification:
MLO License (Required)
Work Location: In person