Mortgage Operations Manager

Saxton Mortgage LLC

Mortgage Operations Manager

San Diego, CA
Full Time
Paid
  • Responsibilities

    Benefits:

    401(k)

    Bonus based on performance

    Vision insurance

    Job Summary

    We are seeking an experienced Mortgage Operations Manager to oversee and optimize the day-to-day operations of our mortgage lending platform. This role is responsible for managing the full loan lifecycle, from application through funding and post-closing, while ensuring compliance with all federal and state mortgage regulations.

    The ideal candidate has strong knowledge of residential mortgage lending, regulatory compliance, warehouse line management, and secondary market delivery. This individual will drive operational efficiency, maintain quality control standards, and support scalable growth while protecting profitability.

    Responsibilities

    Oversee all operational aspects of the mortgage lending process, including processing, underwriting, closing, funding, and post-closing

    Manage pipeline flow to ensure loans meet service level agreements and closing timelines

    Implement systems, processes, and procedures to increase efficiency and profitability

    Supervise operations staff, including processors, underwriters, closers, and post-closing team members

    Develop and implement policies, procedures, and workflow improvements to enhance efficiency and borrower experience

    Oversee warehouse line management, including funding coordination and reconciliation

    Monitor and report on key performance indicators (KPIs), including pull-through rate, turn times, defect rates, and profitability

    Collaborate with compliance, sales, and executive leadership to support company growth initiatives

    Qualifications

    Bachelor’s degree in Business, Finance, or related field (preferred)

    5+ years of experience in mortgage lending operations, with leadership experience required

    Strong knowledge of agency guidelines (Fannie Mae, Freddie Mac), FHA, VA, and non-QM products

    Experience managing warehouse lines and secondary market loan delivery

    In-depth understanding of mortgage regulatory compliance requirements

    Proven ability to improve workflows and scale operational systems

    Strong analytical and financial acumen

    Excellent leadership, communication, and organizational skills

    Experience with LOS systems (e.g., Encompass, Meridianlink Mortgage.) preferred

    Flexible work from home options available.