Benefits:
401(k)
Bonus based on performance
Vision insurance
Job Summary
We are seeking an experienced Mortgage Operations Manager to oversee and optimize the day-to-day operations of our mortgage lending platform. This role is responsible for managing the full loan lifecycle, from application through funding and post-closing, while ensuring compliance with all federal and state mortgage regulations.
The ideal candidate has strong knowledge of residential mortgage lending, regulatory compliance, warehouse line management, and secondary market delivery. This individual will drive operational efficiency, maintain quality control standards, and support scalable growth while protecting profitability.
Responsibilities
Oversee all operational aspects of the mortgage lending process, including processing, underwriting, closing, funding, and post-closing
Manage pipeline flow to ensure loans meet service level agreements and closing timelines
Implement systems, processes, and procedures to increase efficiency and profitability
Supervise operations staff, including processors, underwriters, closers, and post-closing team members
Develop and implement policies, procedures, and workflow improvements to enhance efficiency and borrower experience
Oversee warehouse line management, including funding coordination and reconciliation
Monitor and report on key performance indicators (KPIs), including pull-through rate, turn times, defect rates, and profitability
Collaborate with compliance, sales, and executive leadership to support company growth initiatives
Qualifications
Bachelor’s degree in Business, Finance, or related field (preferred)
5+ years of experience in mortgage lending operations, with leadership experience required
Strong knowledge of agency guidelines (Fannie Mae, Freddie Mac), FHA, VA, and non-QM products
Experience managing warehouse lines and secondary market loan delivery
In-depth understanding of mortgage regulatory compliance requirements
Proven ability to improve workflows and scale operational systems
Strong analytical and financial acumen
Excellent leadership, communication, and organizational skills
Experience with LOS systems (e.g., Encompass, Meridianlink Mortgage.) preferred
Flexible work from home options available.