We are seeking an experienced and detail-oriented Mortgage Loan Processor to manage and coordinate the processing of Commercial Real Estate and DSCR (Debt Service Coverage Ratio) loan files from application through closing. The ideal candidate will have strong knowledge of non-QM lending, commercial underwriting requirements, investor guidelines, and loan documentation procedures. This role requires excellent communication, organization, and problem-solving skills to ensure timely and accurate loan closings.

Key Responsibilities

Process commercial and DSCR loan files from submission to closing

Review loan applications, credit reports, income documentation, leases, rent rolls, operating statements, and property documentation for completeness and accuracy

Communicate with borrowers, brokers, underwriters, title companies, attorneys, and lenders to obtain required conditions and documentation

Order and review third-party reports including appraisals, title work, insurance, flood certifications, and entity documents

Prepare and submit complete loan packages to underwriting

Monitor loan pipeline and maintain status updates to ensure timely closings

Clear underwriting conditions and coordinate final approval

Work closely with closing agents and lenders to prepare for loan funding

Ensure compliance with company policies, investor guidelines, and regulatory requirements

Maintain accurate loan records within the LOS/CRM system

Provide exceptional customer service throughout the loan process

Qualifications

2+ years of mortgage processing experience, preferably with commercial and/or DSCR loans

Strong understanding of commercial lending and non-QM loan products

Knowledge of loan documentation, underwriting guidelines, and closing procedures

Experience working with investors, brokers, and third-party vendors

Familiarity with income analysis, entity documentation, and real estate investment properties

Excellent organizational and multitasking skills

Strong written and verbal communication skills

Ability to work in a fast-paced environment and meet deadlines

Proficiency with loan origination systems (LOS), CRM platforms, and Microsoft Office Suite

Preferred Qualifications

Experience processing bridge loans, fix-and-flip, or portfolio loans

NMLS license or familiarity with mortgage compliance regulations

Knowledge of DSCR calculations and commercial underwriting metrics

This is a remote position.