Our top-notch lending team is looking for a goal-driven Mortgage Underwriter to assist with making quality decisions on VA, FHA, and conventional loans for clients. Your main responsibilities will include identifying, examining, and balancing transactional, borrower, and property-related risks and offsets to arrive at a loan decision of approval, suspense, counteroffer, or denial. You will also use your analytical skills and extensive knowledge of the loan process to thoroughly inspect credit reports, income documentation, asset documentation, liabilities, property appraisals, and title reports to make sure that loans meet company standards, government regulations, and standards for sale to the secondary market. In addition, you will be considered the subject matter expert of the company and, with partners and management, on all underwriting-related issues and provide any and all analytical support and counseling advice in their functional areas as needed. To succeed in this position, you must have a strong understanding of the loan process, with knowledge of the various types of mortgage documents and investor requirements. You should also be able to effectively prioritize your time on projects and produce an accurate, high-quality work product. If you’re a self-driven, motivated professional looking to achieve a high level of success in the mortgage industry, then this is the opportunity for you. Start your application today! Responsibilities: • Review all mortgage items and conditions provided by borrowers to ensure all necessary information is included for approval and meet required guidelines utilizing internal and external (e.g. agency) policies and procedures (e.g. automated underwriting systems like Desktop Underwriter(DU)) • Maintain knowledge of all the latest loan products and origination requirements and continually suggest improvement opportunities to management based on the current underwriting environment • Document reasons for approval or rejection of loans and communicate those reasons with clients and loan officers so they are well-informed of those decisions • Execute specific strategies (e.g., identify who the appropriate individuals are to assist in resolving customer issues, etc.) and to answer questions and concerts and rework loans to new terms, and determine any additional concerns, as necessary • Verify and clear conditions on all loans and ensure once all information is gathered that it is accurate, properly classified and organized, compliance standards are met, and it is in congruence with company policies Qualifications: • Applicants with an NMLS license preferred but will accept candidates willing to be licensed within 90 days of hire • Experience with AUS (LP/DU/GUS), Encompass software, and Mortgage Electronic Registration Systems (MERS) • Possess the ability to make clear underwriting determinations while meeting our turn-time expectations and provide timely and accurate answers on several loan project guidelines • DE and SAR licenses preferred with expert knowledge of conventional and/or government loan underwriting and selling guidelines (e.g., Fannie Mae, Freddie Mac, FHA, VA, etc.) • Strong customer service skills while also being able to represent the company brand in a positive way Compensation: $65,000 yearly

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