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Mortgage Loan Originator

Mountain West Financial

Mortgage Loan Originator

Denver, CO +2 locations
Full Time
Paid
  • Responsibilities

    Job Description

    WE ARE LOOKING FOR AN EXPERIENCED MORTGAGE LOAN OFFICER TO JOIN OUR CENTRAL/SOUTHERN CA BRANCH AS A SENIOR LOAN OFFICER.

    MOUNTAIN WEST FINANCIAL, INC. is a full-service, privately held Mortgage Banker with an outstanding reputation and production volume built on trust, ethical lending practices and true family values. That’s because we are a family-owned business backed by experts dedicated to providing our customers the courteous one-on-one attention they deserve, every step of the way.

    NAMED THE #1 MIDSIZE COMPANY BY TOP WORKPLACES, A SCOTSMAN TOP LENDER, NMP TOP MORTGAGE EMPLOYER, A MORTGAGE EXECUTIVE MAGAZINE TOP 100, AND ONE OF THE 50 BEST COMPANIES TO WORK FOR.

    IDEAL CANDIDATE:

    • At least 2 years as Mortgage Loan Originator

    • Proficiency managing a client pipeline utilitiling marketing tools and establishing real estate relationships

    • Ability to establish business relationships with realtors and other referral partners to help grow client pipeline

    • Minimum $1M/month production average strongly preferred

    • Provides loan data to support marketing and sales promotion programs.

    • Promotes and cross-sells other established products and services as appropriate to customer requirements

    JOB TITLE: MORTGAGE LOAN ORIGINATOR

    REPORTS TO: BRANCH MANAGER

    FLSA STATUS: NON-EXEMPT

    LOCATION: HUNTINGTON BEACH AREA

    JOB DESCRIPTION

    Examines, evaluates, and authorizes or recommends approval of customer applications for residential real estate loans by performing the following duties.

    ESSENTIAL DUTIES AND RESPONSIBILITIES

    • Satisfactorily completes all required compliance training and is responsible for compliance with legal, regulatory and company policies and procedures.
    • Interviews applicant and requests specified information for loan application
    • Requests property appraisals, applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant’s evaluation.
    • Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation.
    • Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
    • Obtains loan approval within specified limits or refers loan-to-loan committee or underwriting department for approval.
    • Ensures loan agreements are complete and accurate according to policy.
    • Assures timely loan closing and funding activities.
    • Identifies and analyzes potential loan markets to develop prospects for residential real estate loans.
    • Advises loan manager of external factors that may affect established lending policies, such as new or revised legislation and regulations.
    • Assists customers with inquiries and information requests, and resolves complaints relating to loan products and services offered.
    • Must be in compliance with the SAFE Act

    MANDATORY EDUCATION/EXPERIENCE

    • 2 years related experience and/or training; or equivalent combination of education and experience
    • NMLS License #
    • Track record of consistent production
    • High School Diploma or equivalent

    COMPETENCIES

    PROFESSIONALISM - Approaches others in a tactful manner. Reacts well under pressure. Treats others with respect and consideration regardless of their status or position. Accepts responsibility for own actions. Follows through on commitments.

    CUSTOMER SERVICE – Responds promptly to customer needs. Manages difficult or emotional customer situations.

    TEAM WORK - Gives and welcomes feedback. Contributes to building a positive team spirit. Supports the goals and values of the organization.

    ETHICS - Works with integrity. Treats people with respect. Inspires the trust of others.

    QUALITY MANAGEMENt - Demonstrates accuracy and thoroughness. Monitors own work to ensure quality. Applies feedback to improve performance.

    ADAPTABILITY - Adapts to changes in the work environment. Able to deal with frequent change, delays, or unexpected events.

    DEPENDABILITY - Follows instructions, and responds to management direction. Takes responsibility for own actions; Keeps commitments.

    INITIATIVE - Takes independent action. Looks for and takes advantage of opportunities.

    JUDGMENT - Displays willingness to make decisions. Exhibits sound and accurate judgment. Supports and explains reasoning for decisions. Includes appropriate people in decision-making process. Makes timely decisions.

    Company Description

    Mountain West Financial, Inc. is a full-service, privately held Mortgage Banker with an outstanding reputation and production volume built on trust, ethical lending practices and true family values. That’s because we are a family-owned business backed by experts dedicated to providing our customers the courteous one-on-one attention they deserve, every step of the way. Named the #1 Midsize Company by Top Workplaces, a Scotsman Top Lender, NMP Top Mortgage Employer, a Mortgage Executive Magazine Top 100, and one of the 50 Best Companies to Work for.

  • Locations
    Scottsdale, AZ • Rancho Cucamonga, CA • Denver, CO