Job Description

WE ARE LOOKING FOR AN EXPERIENCED MORTGAGE LOAN OFFICER TO JOIN OUR  OREGON BRANCH AS A SENIOR LOAN OFFICER.

MOUNTAIN WEST FINANCIAL, INC. is a full-service, privately held Mortgage Banker with an outstanding reputation and production volume built on trust, ethical lending practices and true family values. That’s because we are a family-owned business backed by experts dedicated to providing our customers the courteous one-on-one attention they deserve, every step of the way.

NAMED THE #1 MIDSIZE COMPANY BY TOP WORKPLACES, A SCOTSMAN TOP LENDER, NMP TOP MORTGAGE EMPLOYER, A MORTGAGE EXECUTIVE MAGAZINE TOP 100, AND ONE OF THE 50 BEST COMPANIES TO WORK FOR.

IDEAL CANDIDATE:

• At least 2 years as Mortgage Loan Originator

• Proficiency managing a client pipeline utilitiling marketing tools and establishing real estate relationships

• Ability to establish business relationships with realtors and other referral partners to help grow client pipeline

• Minimum $1M/month production average strongly preferred

• Provides loan data to support marketing and sales promotion programs.

• Promotes and cross-sells other established products and services as appropriate to customer requirements

JOB TITLE: MORTGAGE LOAN ORIGINATOR

REPORTS TO: BRANCH MANAGER

FLSA STATUS: NON-EXEMPT

LOCATION: ANYWHERE IN OREGON

JOB DESCRIPTION

Examines, evaluates, and authorizes or recommends approval of customer applications for residential real estate loans by performing the following duties.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Satisfactorily completes all required compliance training and is responsible for compliance with legal, regulatory and company policies and procedures.
• Interviews applicant and requests specified information for loan application
• Requests property appraisals, applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant’s evaluation.
• Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation.
• Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
• Obtains loan approval within specified limits or refers loan-to-loan committee or underwriting department for approval.
• Ensures loan agreements are complete and accurate according to policy.
• Assures timely loan closing and funding activities.
• Identifies and analyzes potential loan markets to develop prospects for residential real estate loans.
• Advises loan manager of external factors that may affect established lending policies, such as new or revised legislation and regulations.
• Assists customers with inquiries and information requests, and resolves complaints relating to loan products and services offered.
• Must be in compliance with the SAFE Act

MANDATORY EDUCATION/EXPERIENCE

• Two years related experience and/or training; or equivalent combination of education and experience
• NMLS License
• High School Diploma or equivalent

COMPETENCIES

PROFESSIONALISM - Approaches others in a tactful manner. Reacts well under pressure. Treats others with respect and consideration regardless of their status or position. Accepts responsibility for own actions. Follows through on commitments.

CUSTOMER SERVICE – Responds promptly to customer needs. Manages difficult or emotional customer situations.

TEAM WORK - Gives and welcomes feedback. Contributes to building a positive team spirit. Supports the goals and values of the organization.

ETHICS - Works with integrity. Treats people with respect. Inspires the trust of others.

QUALITY MANAGEMENt - Demonstrates accuracy and thoroughness. Monitors own work to ensure quality. Applies feedback to improve performance.

ADAPTABILITY - Adapts to changes in the work environment. Able to deal with frequent change, delays, or unexpected events.

DEPENDABILITY - Follows instructions, and responds to management direction. Takes responsibility for own actions; Keeps commitments.

INITIATIVE - Takes independent action. Looks for and takes advantage of opportunities.

JUDGMENT - Displays willingness to make decisions. Exhibits sound and accurate judgment. Supports and explains reasoning for decisions. Includes appropriate people in decision-making process. Makes timely decisions.

Company Description

Mountain West Financial, Inc. is a full-service, privately held Mortgage Banker with an outstanding reputation and production volume built on trust, ethical lending practices and true family values. That’s because we are a family-owned business backed by experts dedicated to providing our customers the courteous one-on-one attention they deserve, every step of the way. Named the #1 Midsize Company by Top Workplaces, a Scotsman Top Lender, NMP Top Mortgage Employer, a Mortgage Executive Magazine Top 100, and one of the 50 Best Companies to Work for.