Job Description

The Pipkins Team operates under Nation Reliable Lending (NRL Mortgage) is a privately-owned, national mortgage company that has been in business for over 10 years. We are not the biggest, but we strive to be the best. We are proud to play a part in making the dream of home ownership a reality. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry.

WHAT WE HAVE AVAILABLE:

This position is for you if you LOVE serving people and working in a fast pace environment

WHAT YOU WOULD BE DOING:

•    Calling and scheduling appointment with current Realtor, Vendors, past clients, current clients, etc.

•    Call and obtain conditions from borrowers and Realtors. Clear any conditions that require communication to the clients.

•   Meet with clients to sign Loan Application and Disclosures.

•   With new contracts, facilitate the introduction to Realtors via e-mail and facilitate a call from the

Loan Officer to ensure positive customer service for our new clients.

•    Understand and research all investor guidelines and stay up to date in any and all program changes that effect the processing or originating of loans in pipeline.

•    Submit complete files to processing based on Investor and/or AUS requirements to get ready for submission to Processor

•    Communicate loan approval by sending pre-approval/commitment letters to all parties involved in transaction.

•    Responsible for weekly status calls to all parties involved in transaction (Clients, Realtors, Builder, etc.).

•   Track and manage new leads and follow up on referral business.

•   Send out correspondence – Thank you cards, Closing Cost Calculators, etc.

Coordinate Closing details with Client – Final Payment, rate, Cash to Close, etc

•   Solve escrow issues without involving loan officer.

•    Review all closing statements, compare to signed loan estimate worksheet before signings and correct discrepancies.

•    Assist Loan Processor with putting scenarios together for prospective clients (researching client scenarios with underwriting and investor guidelines).

•    Assist Loan Officer with call backs to prospects that require a phone consult prior to a face to face or virtual meeting.

•   Face to face meetings with clients when Loan Officer cannot attend.

•   Re disclose all new loans when there is a change of circumstance.

WHAT WE NEED FROM YOU:

•   The will to learn, self- motivated, love the phones, social media savvy and a forward thinker.

•   Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and major Originating systems. Encompass experience preferred.

•    Proficient with major correspondent and wholesale channels and their guidelines, including their websites and pricing engines.

•   High school diploma or equivalent.

•   Must have excellent verbal and written communication skills.

•    Must be able to work a full time standard 40-hour work week, plus potential overtime as necessary in our professional office.

WHAT WE OFFER YOU:

•   Opportunity to further a career in a competitive, fast paced growing industry where you can make a difference in people’s lives.

•   Unlimited earning potential based on performance.

•    Full benefits including medical, dental, vision, 401K plus match, 10 paid holidays, paid time off and more.

•   Fun team atmosphere, professional development and more.