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Mortgage Loan Officer

Ocean Lending Home Loans, Inc.

Mortgage Loan Officer

Mission Viejo, CA
Full Time
Paid
  • Responsibilities

    Job Description

    OPPORTUNITY Join our team in Mission Viejo as an inside loan officer.

    SUCCESS IN ROLE

    • Builds rapport and leverages customer relationships with existing and potential borrowers to create long-term customer relationships and exceeding expectations.

    • Analyze customers’ credit report and financial situations and provide the appropriate solution by advising clients as to suitable loan product for them.

    • Excellent time management skills and ability to multi-task in a fast-paced environment.

    • Accept live, inbound calls daily

    • Review loan files to ensure they contain the proper documents.

    • Analyze financial data to make credit decisions.

    • Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.

    REQUIREMENTS

    • Active NMLS license.

    • Minimum 3-5 years residential mortgage lending experience.

    • Thorough knowledge of current FHA, VA, Conventional and non-QM guidelines and products.

    • Ability to correctly and accurately structure and price loans.

    • Strong desire to succeed in a sales environment and be a top producer.

    • A self-motivated, self-starting individual who works with a sense of urgency and responsiveness.

    • Strong communication skills

    WHY WORK WITH US?

    • Competitive compensation, 100bps commission

    • Incentives for those that can prove track record and join the team within 30 days

    • Excellent benefits package including multiple health and dental options.

     
    

    Company Description

    Ocean Lending Home Loans is a direct lender based out of Mission Viejo, Ca. We are a trusted name throughout our community and offer a variety of loan choices to the borrowers. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Ocean Lending maintains a level of professionalism and service unsurpassed in the lending industry. Our goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.