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Mortgage Loan Officer - Columbus, OH

On The Money Talent Acquisition Partners

Mortgage Loan Officer - Columbus, OH

Columbus, OH
Full Time
Paid
  • Responsibilities

    On The Money Talent has been retained by a 150 year old, $3.2 Billion Michigan Bank, who is currently growing and hiring in Columbus, Ohio with an office in the Polaris area.  They provide big bank services, small bank attitudes, and the support of a trusted banking partner

    We are looking for experienced Loan Originators or teams of Originators, the position comes with an aggressive compensation plan where you can earn up to 120 basis points with a possible sign-on bonus and marketing budget with one of the largest banks in the state.

    • Autonomy to run your day the way you see fit 
    • Marketing support and budget of a $3BB bank
    • Old school operations and common sense underwriting on-site
    • All of the product options to offer your partners and clients
    • Up to 120 basis points with sign-on bonus 
    • Opportunity for growth
    • A true community banking environment, closing loans quickly and efficiently
    • Aggressive pricing - example (Doctor loan, up to 100% LTV with no MI, with a 700 score)
    • Company matched 401(k) retirement plan
    • ESOP (employee stock ownership plan)

    Description

    As a Mortgage Originator, you will be responsible for servicing the community, originating conventional residential mortgages and providing similar services, participating in the community to encourage new clients towards our business, and other miscellaneous duties.

    Sales: 80%

    • Solicits residential first mortgages through contracts with Realtors, Builders, Developers, major Employers, and community activities.
    • Provides service to customers and prospective customers seeking residential mortgages. Such service includes but is not limited to:
    • Taking mortgage loan applications and interviewing applicants to determine whether the loan will be an acceptable risk, (debts and assets, etc., for qualification).
    • Obtaining necessary documentation from applicants to complete loan applications.
    • Load loan file into UniFi, obtain DU/LP findings, and print all documents/disclosures required for specific loan including Insurance disclosure.
    • Lock/float loan in marketing system according to loan type requirements.
    • Maintain database files of lock-ins and loans in process.
    • Attending Realtor and Builder functions.
    • Cross-selling other products to loan applicants, if applicable.
    • Conducting Realtor presentations-calling on Realtors and Builders.

    Business Development: 20%

    • Calls on potential or existing customers. Participates in local community functions and organizations to obtain new or retain existing business.
    • Performs additional duties and responsibilities, as requested.
    • Excellent interpersonal, verbal, and written communication skills are required. Proven marketing ability. Travel is required.

    Required- in order to be considered

    Three to five years mortgage sales experience, originating conventional and government real estate mortgage loans.