Job Description

We represent a roster of exciting, fast-paced and innovative financial services companies that are in need of hiring for remote mortgage underwriters of various qualifications, experience levels, skill sets and areas of specialization.

If you are interested in joining an award winning mortgage lender or bank that pushes the envelope in mortgage lending and definitely cares about providing a great working experience for its employees, then apply immediately.

Qualifications and experience may generally include the following:

WHAT YOU WILL BE DOING

· Review new loan files to ensure loan meets investor and program criteria.

· Review transmittal & 1003 to make sure it is accurate and complete, compare to findings to verify that all information matches.

· Review credit report and compare to liabilities on 1003. Verify the investor guidelines for outstanding derogatory items and requirement payment or satisfaction if needed. Request updated mortgage history if needed.

· Calculate income using documentation required per investor, questioning any large changes in income. Knowledge of how to calculate Bank Statement and RSU income is a plus.

· Review assets statements to compare to required assets. Require documentation and source for any recent large deposits.

· Review title to verify our borrower has ownership on a refinance transaction and that the seller has ownership for purchase transaction. Check that chain of title meets investor requirements. Verify there are no unpaid liens or judgments and that all mortgage liens are being paid off through the transaction. Compare tax figures to 1003.

· Review appraisal to ensure the value is supported and that the appraiser has provided complete accurate appraisal. Order value review on loans considered high risk.

· Review file to make sure compliance has been met; regulatory, state compliance and federal (patriot act).

WHAT WE’RE LOOKING FOR:

• 2+ years recent mortgage jumbo underwriting experience

Experience in one or more of the following:

• Conventional, governmental
• Conforming, nonconforming
• Jumbo
• FNMA, FHLMC, VA, FHA
• DE
• LAPP/SAR
• Wholesale, retail
• LOS Systems, DU, LP
• etc.

NICE TO HAVE

• College Degree

WHAT'S IN IT FOR YOU

• Great Career Advancement Opportunities
• Competitive Compensation (salary, bonuses, benefits)
• Sign-on Bonuses often offered
• Excellent Career Working Experience With an Established Financial Services Industry Organization

Company Description

We’re a leader in filling Direct Hire Employment Job Placement job opportunities. No matter your experience or skill level, if you’re willing to learn and are a dedicated employee we are sure to find the right position for you. Check out our listings and get in touch with us to learn more on how you can apply.