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Loan Processor

PRMG

Loan Processor

Sacramento, CA
Paid
  • Responsibilities

    Are you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you’re interested in a dynamic position on a well-established and successful lending team, look no further; apply today! This processor position will work alongside our loan officers and loan assistant and will be communicating with our borrower clients and Real Estate Agents, as well as vendors like underwriters, title companies, and homeowners insurance. Having exceptional communication skills, mostly on the phone and via email, is an absolute must for this position. Possessing a positive attitude & grateful spirit is required. We only employ people who can deliver phenomenal customer service results to our clients. If you are unwilling to eagerly and happily learn new and different ways of doing things, please do not apply. If you cannot perfectly execute tasks, 100% of the time, without being micro-managed, you are not a candidate for this position. This candidate absolutely must know Fannie Mae, Freddie Mac, FHA, VA and USDA guidelines, run Desktop Underwriter, stack & submit files to underwriting, request, and clear conditions, while communicating with our clients and vendors in the utmost of professionalism. This position should also know how to analyze credit reports, and income & asset documents, as well as general ways to structure a loan. This is a full-time, in-office, salaried position. Having integrity, and a “do the right thing for our clients” mindset is absolutely required. We're looking for someone who is seeking a career with an energetic, innovative, local mortgage team. Must be a people-person, and able to check your ego at the door each day. This person has a passion for helping people...a positive attitude is a MUST. The right person is thinking right now "this sounds too good to be true" and his or her blood is pumping at the possibility that this position, our organization, and our team, is an answered prayer. Our organization is extraordinary, and we're currently looking for 1 more extraordinary team member. If you do not have seeds of greatness inside of you, and your heart is not racing right now, you need not apply. If you cannot check your ego at the door every day, please do not apply. Responsibilities: Document the loan process from origination to approval through our system Assure that loan files meet banking and regulatory guidelines and policies Interview prospective loan applicants and assist them in finding the best loan products for their needs Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files Assemble and submit loan packages to the lender underwriters for approval or denial Qualifications: Mortgage lending experience and loan knowledge required, specifically with FHA, FHLB, FNMA, or VA loans At least 2 years of loan processing experience required Accounting, finance, or business Associate’s degree preferred - High school diploma or GED required Strong analytical and time management skills and superior attention to detail Must possess excellent written and verbal communication skills • A minimum of 3+ years of loan processing experience is required Compensation: $50,000 - $60,000 yearly