Are you ready to continue building your underwriting career with a respected, Wisconsin‑based insurance carrier that values learning and collaboration? Rural Mutual Insurance is hiring a Personal Lines Underwriter to join our team. With more than 85 years of service, we’re consistently recognized as one of the nation’s top property and casualty insurers—and as one of Madison’s Best Places to Work. Our employees are drawn to our supportive culture, strong values, and the opportunity to make a meaningful impact for policyholders and local communities across Wisconsin. In this role, you’ll work closely with agency partners and internal colleagues to evaluate risk and support thoughtful, well‑reasoned underwriting decisions across personal lines products. Sound judgment and confidence in determining appropriate underwriting action are key to success. After successful onboarding and training, you’ll enjoy the flexibility of a hybrid work schedule. This is a great opportunity for an insurance professional seeking long‑term stability, continued growth, and a workplace where expertise is respected and individual contributions matter. At Rural Mutual Insurance, we offer a supportive work environment, career growth opportunities, and a comprehensive compensation package that includes health, dental, and vision insurance, a matching 401(k), and generous time off. We’ve earned consistent recognition as a Madison Magazine Best Places to Work, and an A+ AM Best financial strength rating. If you're ready to be part of a team that values your expertise and encourages your professional growth, apply today. Responsibilities: • Evaluate risk for acceptance, rejection, or modification in compliance with company guidelines and procedures for Homeowners and Personal Auto lines of business. • Review and evaluate requests from agents for approval of situations that may fall outside the established underwriting guidelines. • Review and evaluate incoming policy change requests. • Review and evaluate risk alerts based upon activity and information provided from claim adjusters, and make decisions regarding renewal impact. • Review and promptly respond to incoming e-mails/phone calls and correspondence from agents, assistants, and internal employees. • Process daily, weekly, and monthly workbench items requiring underwriting action. • Ability to make decisions, follow procedures, follow the letter of authority, and work within the published department service standards. • Provide input on products and procedures. • Assist with special projects as assigned. • Perform other duties as assigned. Qualifications: • 2+ years of Personal lines underwriting experience is highly preferred. • Associate degree or equivalent from a two-year college or technical school. • Excellent oral and written communication skills. • Excellent attention to detail and ability to multitask and make decisions. • Strong team player. • Demonstrated analytical and problem-solving skills. • Self-motivated with the ability to work independently and multitask. • Demonstrated proficient personal computer skills, with working knowledge of Microsoft Suite. • Additional education in insurance or other industry-related coursework is preferred. Interest in pursuing additional education in the insurance industry. • Bilingual abilities (Spanish, Hmong, etc.) a plus. Compensation: $50,000 - $52,000 yearly

• Evaluate risk for acceptance, rejection, or modification in compliance with company guidelines and procedures for Homeowners and Personal Auto lines of business. • Review and evaluate requests from agents for approval of situations that may fall outside the established underwriting guidelines. • Review and evaluate incoming policy change requests. • Review and evaluate risk alerts based upon activity and information provided from claim adjusters, and make decisions regarding renewal impact.  • Review and promptly respond to incoming e-mails/phone calls and correspondence from agents, assistants, and internal employees. • Process daily, weekly, and monthly workbench items requiring underwriting action. • Ability to make decisions, follow procedures, follow the letter of authority, and work within the published department service standards. • Provide input on products and procedures. • Assist with special projects as assigned. • Perform other duties as assigned.