Rural Mutual Insurance is seeking a Personal Lines Underwriter. As a Wisconsin‑based carrier with more than 85 years of service, Rural Mutual is consistently recognized as one of the top property and casualty insurers in the country and as one of Madison’s Best Places to Work. Our employees are drawn to our collaborative culture, strong values, and the opportunity to make a meaningful impact for policyholders and local communities across the state. In this role, you’ll partner closely with agents and internal teams to evaluate risk and support sound underwriting decisions for personal lines products. The ability to exercise good judgment when evaluating risk and determine appropriate underwriting action is a must. You'll enjoy the balance and flexibility of a hybrid schedule following successful onboarding and training. This is an excellent opportunity for an individual who values stability, professional development, and being part of an organization where expertise is trusted and contributions truly matter. At Rural Mutual Insurance, you'll find a welcoming, supportive environment where professional growth is nurtured. Our commitment to a healthy work/life balance is reflected in our competitive compensation package, which includes health, dental, life, LTD, and vision insurance, an employee bonus plan, a matching 401(k) plan, and generous time-off benefits. Join a company that puts people first and build a rewarding career with Rural Mutual—apply today. Responsibilities: • Evaluate risk for acceptance, rejection, or modification in compliance with company guidelines and procedures for Homeowners and Personal Auto lines of business. • Review and evaluate requests from agents for approval of situations that may fall outside the established underwriting guidelines. • Review and evaluate incoming policy change requests. • Review and evaluate risk alerts based upon activity and information provided from claim adjusters, and make decisions regarding renewal impact. • Review and promptly respond to incoming e-mails/phone calls and correspondence from agents, assistants, and internal employees. • Process daily, weekly, and monthly workbench items requiring underwriting action. • Ability to make decisions, follow procedures, follow the letter of authority, and work within the published department service standards. • Provide input on products and procedures. • Assist with special projects as assigned. • Perform other duties as assigned. Qualifications: • 2+ years of Personal lines underwriting experience is highly preferred. • Associate degree or equivalent from a two-year college or technical school. • Excellent oral and written communication skills. • Excellent attention to detail and ability to multitask and make decisions. • Strong team player. • Demonstrated analytical and problem-solving skills. • Self-motivated with the ability to work independently and multitask. • Demonstrated proficient personal computer skills, with working knowledge of Microsoft Suite. • Additional education in insurance or other industry-related coursework is preferred. Interest in pursuing additional education in the insurance industry. • Bilingual abilities (Spanish, Hmong, etc.) a plus. Compensation: $50,000 - $52,000 yearly

• Evaluate risk for acceptance, rejection, or modification in compliance with company guidelines and procedures for Homeowners and Personal Auto lines of business. • Review and evaluate requests from agents for approval of situations that may fall outside the established underwriting guidelines. • Review and evaluate incoming policy change requests. • Review and evaluate risk alerts based upon activity and information provided from claim adjusters, and make decisions regarding renewal impact.  • Review and promptly respond to incoming e-mails/phone calls and correspondence from agents, assistants, and internal employees. • Process daily, weekly, and monthly workbench items requiring underwriting action. • Ability to make decisions, follow procedures, follow the letter of authority, and work within the published department service standards. • Provide input on products and procedures. • Assist with special projects as assigned. • Perform other duties as assigned.