Personal Lines Underwriter

Rural Mutual Insurance

Personal Lines Underwriter

madison, WI
Paid
  • Responsibilities

    Rural Mutual Insurance is looking for a passionate insurance industry professional to join our growing personal lines underwriting team! Our ideal insurance underwriter candidate has the superb analytical and decision making skills necessary to carefully review background information to conduct risk assessments for potential clients. They also must have strong interpersonal skills to collaborate with colleagues and others who are part of the insurance application process. Hybrid work from home opportunities available after successful training period. Apply today to launch the next phase of your career with one of the top 50 property and casualty companies in the country and Madison's Best Places to Work! Responsibilities: • Evaluate risk for acceptance, rejection, or modification in compliance with underwriting guidelines for Homeowners and Personal Auto policies. • Review agent requests for exceptions to underwriting standards and provide timely decisions. • Assess incoming policy change requests and determine appropriate action. • Analyze risk alerts from claim adjusters and decide on renewal impacts. • Respond promptly to emails, phone calls, and correspondence from agents, assistants, and internal staff. • Manage daily, weekly, and monthly underwriting tasks via workbench systems. • Make decisions within your letter of authority and follow department service standards. • Provide input on product development and underwriting procedures. • Perform other duties as assigned. Qualifications: • Required 2+ years experience working in an insurance underwriter role, preferably in personal lines. • Associate degree or equivalent from a two-year college or technical school. • Strong team player. • Self-motivated with the ability to work independently and multitask. • Demonstrated proficient personal computer skills, with working knowledge of Microsoft Suite. • Additional education in insurance or other industry-related coursework is preferred. Interest in pursuing additional education in the insurance industry. • Bilingual abilities (Spanish, Hmong, etc.) are a plus. Compensation: $55,000 - $70,000 yearly

    • Evaluate risk for acceptance, rejection, or modification in compliance with underwriting guidelines for Homeowners and Personal Auto policies. • Review agent requests for exceptions to underwriting standards and provide timely decisions. • Assess incoming policy change requests and determine appropriate action. • Analyze risk alerts from claim adjusters and decide on renewal impacts. • Respond promptly to emails, phone calls, and correspondence from agents, assistants, and internal staff. • Manage daily, weekly, and monthly underwriting tasks via workbench systems. • Make decisions within your letter of authority and follow department service standards. • Provide input on product development and underwriting procedures. • Perform other duties as assigned.

  • Compensation
    $55,000-$70,000 per year