Rural Mutual Insurance is seeking a motivated and detail‑driven personal lines underwriter to join a company that’s proudly recognized as one of the top 50 property and casualty insurers in the nation and consistently named one of Madison’s Best Places to Work. At Rural Mutual, you’ll be part of a mission‑focused organization that has protected Wisconsin families and businesses for over 85 years. If you’re passionate about thoughtful risk evaluation, collaborative problem‑solving, and building a meaningful career in a stable, people‑centered company, we’d love to have you on our growing underwriting team. This role offers the flexibility of hybrid or remote work options after successful training—allowing you to grow your career while thriving both personally and professionally. Responsibilities: • Evaluate risk for acceptance, rejection, or modification in compliance with underwriting guidelines for Homeowners and Personal Auto policies. • Review agent requests for exceptions to underwriting standards and provide timely decisions. • Assess incoming policy change requests and determine appropriate action. • Analyze risk alerts from claim adjusters and decide on renewal impacts. • Respond promptly to emails, phone calls, and correspondence from agents, assistants, and internal staff. • Manage daily, weekly, and monthly underwriting tasks via workbench systems. • Make decisions within your letter of authority and follow department service standards. • Provide input on product development and underwriting procedures. • Perform other duties as assigned. Qualifications: • Required 2+ years of experience working in an insurance underwriter role, preferably in personal lines. • Associate degree or equivalent from a two-year college or technical school. • Self-motivated with the ability multitask and to work both independently and as a team. • Demonstrated proficient personal computer skills, with working knowledge of Microsoft Suite. • Additional education in insurance or other industry-related coursework is preferred. Interest in pursuing additional education in the insurance industry. • Bilingual abilities (Spanish, Hmong, etc.) are a plus. Compensation: $70,000 - $85,000 yearly

• Evaluate risk for acceptance, rejection, or modification in compliance with underwriting guidelines for Homeowners and Personal Auto policies. • Review agent requests for exceptions to underwriting standards and provide timely decisions. • Assess incoming policy change requests and determine appropriate action. • Analyze risk alerts from claim adjusters and decide on renewal impacts. • Respond promptly to emails, phone calls, and correspondence from agents, assistants, and internal staff. • Manage daily, weekly, and monthly underwriting tasks via workbench systems. • Make decisions within your letter of authority and follow department service standards. • Provide input on product development and underwriting procedures. • Perform other duties as assigned.