Job Description

We are a small but growing mortgage brokerage looking for reliable remote Loan Processors and Loan Officer Assistants. You will undertake an intermediary role between potential clients and our brokerage institution. The goal is to help qualified applicants obtain loans in a timely manner and protect our organization’s credibility. Loan processor duties and responsibilities will include analysis, appraisal and evaluation of loan applicants, as well as customer support and interaction. The winning candidates must possess a mastery of basic skills and the ability to learn new systems quickly. Pacific Time Zone please.

RESPONSIBILITIES

• Perform initial appraisal of potential borrowers by thoroughly examining their applications

• Assess the various file issues as required through research and quick thinking

• Upload 1003 to financial institution for applicants to evaluate their eligibility for mortgage

• Follow up with clients to clarify important points and conditions

• Give the “green light” to eligible candidates and report decisions with sound arguments

• Remain up to speed regarding lending and other financial services

• Create and renew records

• Work within established regulations and adhere to law requirements at all times

• Gather all important data from client (assets, debts etc.)

• Verify information and references by contacting the right sources

• Correct mistakes and investigate inconsistencies

• Submit completed loan files for decision

• Act as point of contact between loan officers, underwriters and clients

• Conduct a final review of the file before closing

• Prepare closed file for post-closer

• Other duties as assigned

SKILLS

• 1-5 full years proven experience as mortgage loan processor

• Good knowledge of banking computer software and MS Office

• Comprehension of direct/indirect lending procedures

• In-depth understanding of relevant rules and regulations

• Excellent communication and sales skills

• Balance between customer satisfaction orientation and a results driven approach

• Solution Oriented

• Licensed candidates will be prioritized (NMLS, DRE)

• Understanding of loan underwriting and processing procedures

• Knowledge of legislation and best practices

• Proficient in mortgage loan computer software (e.g. Calyx Point)

• Outstanding communication and customer service skills

• Excellent attention to detail

• Well-organized and able to handle pressure

• Math skills

• Knowledge of Google Suite, Docusign or other e-sign software, Adobe, Adobescan

• High school diploma; bachelor’s will be preferred

QUALIFICATIONS:

Organization, Thoroughness, Financial Skills, Financial Software, Documentation Skills, Analyzing Information , General Math Skills, Informing Others, Reporting Skills, Research Skills, Financial Diagnosis