Join our innovative team as the Director of Residential Lending at Portage Bank, where you will play a pivotal role in shaping the future of home financing. This position offers a unique opportunity to lead our residential lending department, overseeing the development and implementation of strategies to meet our clients' needs. You will manage a team of dedicated professionals, ensuring exceptional service and compliance with industry standards. Each day, you will drive initiatives that enhance our lending products and services, fostering growth and success in our residential loan portfolio. Responsibilities: • Develop and implement lending strategies: Lead the creation and execution of comprehensive residential lending strategies to meet business goals and client needs. • Oversee loan origination processes: Ensure efficient, compliant, and customer-focused loan origination processes to enhance client satisfaction and operational excellence. • Manage and mentor staff: Guide and support a team of lending professionals, fostering a collaborative environment and encouraging professional growth. • Monitor market trends: Stay informed on industry trends and regulatory changes to adapt strategies and maintain competitive edge. • Ensure regulatory compliance: Oversee compliance with all federal, state, and local regulations, ensuring that all lending activities meet required standards. • Analyze loan performance: Regularly review loan performance metrics to identify opportunities for improvement and implement corrective actions as needed. • Enhance customer relationships: Build and maintain strong relationships with customers, realtors, and other stakeholders to promote our residential lending services. Qualifications: • Bachelor’s degree in Finance, Business, or related field: A solid educational foundation to support the technical and strategic aspects of the role. • 10+ years of experience in residential lending: Extensive experience to ensure comprehensive understanding and expertise in the field. • Proven leadership skills: Demonstrated ability to lead, manage, and inspire a team of professionals. • Strong analytical skills: Ability to analyze complex data and make informed decisions to drive business success. • Excellent communication skills: Strong verbal and written communication skills to effectively interact with clients, team members, and stakeholders. • Knowledge of regulatory requirements: In-depth understanding of federal, state, and local lending regulations to ensure compliance. • Customer-centric approach: A commitment to providing exceptional service and building lasting client relationships. Compensation: $175,000
• Develop and implement lending strategies: Lead the creation and execution of comprehensive residential lending strategies to meet business goals and client needs. • Oversee loan origination processes: Ensure efficient, compliant, and customer-focused loan origination processes to enhance client satisfaction and operational excellence. • Manage and mentor staff: Guide and support a team of lending professionals, fostering a collaborative environment and encouraging professional growth. • Monitor market trends: Stay informed on industry trends and regulatory changes to adapt strategies and maintain competitive edge. • Ensure regulatory compliance: Oversee compliance with all federal, state, and local regulations, ensuring that all lending activities meet required standards. • Analyze loan performance: Regularly review loan performance metrics to identify opportunities for improvement and implement corrective actions as needed. • Enhance customer relationships: Build and maintain strong relationships with customers, realtors, and other stakeholders to promote our residential lending services.