Job Description
SUMMARY:
We are seeking a strong Closer/ Funder with a background in Residential Mortgage for an award winning national organization, keeping the dream of home ownership alive, determined to change the lending industry itself.
This is a high-volume closing/ funding role. We are interested in speaking with candidates that have recent funding background in a high-volume environment. Refinance and Purchase.
VALUE PROPOSITION:
- Base salary, plus OT and monthly per file bonus. Average bonus in addition to base is 7,500 per month.
- Outstanding benefits starting from Day 1 including medical, dental, vision and 401K with matching.
- Remote position with excellent support including a manager and two buddies to help answer questions.
- Generous time off policy including 16 vacation days, 2 floating holidays and 8 calendar bank holidays.
- Robust training and internal mobility program that helps you to advance in your career.
- Solid financial stability of the organization.
- This is portfolio lending so the relationship and company brand are already firmly in place.
- Smooth, highly efficient recruiting and onboarding process.
RESPONSIBILITIES:
- Audits final executed docs for accuracy and completion of signatures and dates by all parties to the transaction.
- Ensures that the executed document image is placed in BlitzDocs.
- Requests corrections for errors as necessary in compliance with company underwriting guidelines.
- Ensures each closing file is in compliance with company closing requirements and state and federal reporting guidelines (RESPA, HMDA, Section32).
- Addresses all vesting, compliance or wire balance questions in a timely manner with the manager.
- Addresses questions from closing agents, internal clients and Mortgage Professionals.. Escalates major issues to management for assistance.
- Communicates file status along the closing process in Sharepoint and Quantum.
- Issues funding authorization to the settlement agent once all funding requirements have been met.
- Ensures that all wires are sent prior to funding date to avoid any missed disbursement of funds.
- Manages personal funding pipeline by coordinating daily follow ups on outstanding fundings with the closing agents.
- Assists closers on heavy volume days if needed.
REQUIRED SKILLS AND EXPERIENCE:
- 2+ years of recent experience in closing or funding.
- 4 YR. College degree. Will also consider a combination of education and relevant equivalent job experience