Underwriters

Duties and Responsibilities

a self-starter who is eager to build his/her career as an underwriter and gain expertise in credit analysis. Based in San Francisco, this role will support the underwriting needs of Personal Line of Credit product and will focus on processing, evaluating, and completing financial analysis on individual loan requests. The ideal candidate will also help with monitoring and maintaining the overall credit quality of existing loan facilities.

We're a highly collaborative team that's focused on leveraging technology to bring in the next generation of clients to the bank. If you have a passion for credit analysis and underwriting, we would love to hear from you.

What you'll do as a Credit Specialist:
- Process loan applications and ensure turnaround time requirements are met.
- Ensure that all documentation required for the file is obtained and that the file is complete.
- Process and communicate adverse action decisions with the sales team and prepare notices and mailings as required.
- Assist in monitoring the existing portfolio to ensure quality credit and avert any potential signs of default.
- Assist with the loan portfolio by running credit applications and assembling loan files.
- Assist in identifying any improvements or changes we can make to the loan process to establish a best practice and make the processes we have in place more efficient.

Qualifications

You could be a great fit if you have:
- 1-2 years’ experience in banking or financial services required.
- Experience with Underwriting.
- BA/BS required with concentration in business or finance preferred.
- Exceptional communication skills (verbal and written).
- Excellent organizational/analytical skills with a problem-solving mindset.
- Enjoys working in a fast-paced and collaborative start-up environment.
- Advanced familiarity with Word, Excel, PowerPoint and MS Access.
Job Demands:
- Must be able to review and analyze data reports and manuals; must be computer proficient.