THIS POSITION HAS THE ABILITY TO POSSIBLY WORK REMOTELY FROM THE LOCAL SEATTLE AREA.

 CU Home Mortgage Solutions (CUHMS) is hiring a MORTGAGE LOAN PROCESSOR that will efficiently process loans complying with credit union, investor, and regulatory policies and procedures and ensure deadlines are met. _This role can sit remotely anywhere within the state of Washington. _CU Home Mortgage Solutions (NMLS #793241) is Seattle-based credit union-owned mortgage company serving our credit union partners' members since 2007. We are different from other mortgage companies because our non-profit owners' goals are to make the home loan process convenient and simple for their members. We specialize in both mortgage financing and servicing, but also support our credit union partners in promoting their member resources about home ownership and other mortgage offerings, including hosting free educational seminars for credit union members and real estate professionals.We strive to make the experience of our credit union partners, their members, and our employees a perfect 10. Our employees have access to a great benefits package including: premium health care coverage, zero premium dental, zero premium vision, 401k retirement plan matching, career training, tuition assistance, paid parental leave, commuter benefits, and much more. We are honored to be a 2019 NATIONAL 101 BEST & BRIGHTEST COMPANY for the third year in a row as voted by our employee 

• ESSENTIAL JOB FUNCTIONS

  • Ensure loan package complies with all credit union, investor, RESPA, HMDA, Fair Lending, ECOA, HUD and VA policies, procedures, rules and regulations.
  • Ensure loan conditions of approval are requested and received in a timely manner. Follow up on conditions when necessary.
  • Submit clear and accurate loan files to underwriting.
  • Monitor and update mortgage pipeline to ensure closing deadlines are met.
  • Effectively communicate status and conditions to all parties involved.
  • Review all documents throughout process to ensure acceptability. Request underwriting review and approval of loan conditions.
  • Identify and resolve loan deficiencies in a timely fashion. Seek supervisor or management assistance as needed.
  • Ensure all canceled and denied loans are processed within regulatory rules and regulations.
  • Makes a concentrated effort to solve member problems and make sound decisions
  • Promote Credit Union’s services and cross-sell products
  • Greet members and guests to the Credit Union in a professional and courteous manner
  • Other duties, as assigned

Please Note: If you feel you do not have all the qualifications and/or skills listed we still encourage you to apply. 

EXPERIENCE AND EDUCATION

• Minimum of a High School diploma or equivalent.
• 2-3 years of experience in processing mortgages _highly _desired
• Experience in conventional, FHA, and VA loans.
• Thorough knowledge of all RESPA, HMDA, Fair Lending, ECOA, HUD and VA rules and regulations.

KNOWLEDGE, SKILLS, AND ABILITIES

• Strong verbal, written, and interpersonal skills.
• Detail oriented and good organizational skills.
• Ability to perform mathematical calculations and collect and analyze data.
• Ability to work independently and as a team member.
• Ability to present a positive and professional image to all employees and members.
• Ability to use a mainframe and personal computer.
• Ability to use a 10-key.
• Ability to be certified as a notary.
• Ability to interpret and analyze financial data.
• Solid problem-solving skills.
• Ability to organize and prioritize to meet work deadlines.
• Ability to effectively and efficiently manage multi-task duties.
• Extensive knowledge of financial industry standards and regulations.
• Knowledge of loan policies and procedures and fundamentals of mortgage lending concepts.
• Superior customer service skills

PHYSICAL CONDITIONS CU Home Mortgage Solutions is committed to working with its employees to reasonably accommodate them with the physical aspects of the position. The following is a list of physical considerations that are normally encountered in this job:

• Position requires the ability to effectively and efficiently communicate with a diverse field of membership and staff.
• Position requires the ability to sit or stand for long periods of time.
• Position requires the ability to work on computers for a long period of time in an office environment.
• Position requires flexibility of hours during high volume periods.

Washington is an At-Will Employment State

Your employment is “at will”, meaning you are free to resign at any time, for any reason, with or without notice. CU Home Mortgage Solutions is also free to conclude the employment relationship with you at any time, for any reason, with or without notice.

No statement or promise by a CU Home Mortgage Solutions representative or board member may be interpreted as a change in the “at will” policy, nor would it constitute an employment or other contractual agreement.

Required Skills Required Experience

-Bachelor’s degree preferred.

-Strong negotiation skills.

-Self Starter, highly organized & excellent interpersonal skills.

-Proficient with Microsoft Office software products.

-Strong capabilities with closing deals.

-Ability to work independently with little to no instruction, as well as the ability to work in a team setting.