Rate Rabbit Home Loans is a dynamic and rapidly growing mortgage bank located in San Diego. The company has introduced a new, Internet-based method to obtain home loans. Rate Rabbit is committed to providing its customers throughout the United States with the best mortgage rates and the lowest closing fee in the industry. We are in the process of expanding our customer base with becoming licensed throughout the United States.

The Document Drawer is an integral piece of the loan flow as they set the tone for the entire process. The primary job duty will be to prepare initial loan disclosures with accurate and detailed loan information. They will ensure that the disclosures are in compliance with TRID, state, federal and government guidelines.

 POSITION SUMMARY:

The Document Drawer is bullheaded with details, and can multi-task with the best of them.  You will work independently while providing the highest level of integrity while reviewing loan data in the Loan Origination System, Encompass, against Final Loan Approval, Lock Confirmation, Loan Application, and other documents per doc checklist.

RESPONSIBILITIES:

REVIEW LOAN FILES FOR ACCURACY:

• HIGH LEVEL OF EXPERIENCE IN DRAWING LOAN DOCUMENTS, FUNDING, BALANCING LOAN WITH CLOSING AGENTS, PREPPING, AND ORDERING DOCS. COMPLIANCE AND TRID EXPERTISE.

• Utilize all systems in place to close files in a timely and accurate manner

• Review loan documents for adherence and compliance with RESPA

• Review CDs, loan approval and conditions.

• Review exception reports to ensure completion of all tasks.

• Provide a high level of customer service to internal and external customers.

• Serve as an intermediary for loan issues with Management.

• Effectively communicate status and expectations to internal staff, loan originators and closing agents.

• Demonstrate team player skills as a by providing superior customer service, being flexible and approachable.

• Actively participate in ongoing efforts to continually improve customer service for internal and external customers.

• Perform other duties as assigned, including assisting other team members and management as needed.

 REQUIREMENTS:

 * 1 Year Mortgage Experience

• High School Diploma or equivalent

• Experience with Encompass and Docusign a plus

• Must be detail oriented with ability to work under tight deadlines and fast paced environment

• Ability to communicate clearly and efficiently, both verbally and written

• Thorough Knowledge of TRID

• Must have experience with conventional and government loans

 THE PERKS:

• Competitive compensation reliant on ability & experience, OT pay available
• Benefits package including health, dental and vision options
• 401K with robust company match
• 10 PTO days in addition to 5 paid company holidays (pro-rated)
• The opportunity to work for a rapidly growing mortgage lender that is leading in exciting innovations for the industry
• A healthy, friendly, and modern company culture 
• Casual dress code

We are an equal opportunity employer and value diversity in our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.