SUMMARY
The Foreclosure Analyst’s will follow up on potential foreclosure leads for the purpose of accelerating the Promissory Note and recovering the property as collateral. They will manage the foreclosure file from start to finish with the intention of looking out what is best for the investor, client, and customer.
ESSENTIAL FUNCTIONS
- Contact past due customers to negotiate payment arrangements
- Perform equity analysis on a loan level basis
- Analyze credit profile, loan history, customer financial situation, and available assets
- Comply with federal, state, and local laws and regulations
- Responsible for thorough and accurate documentation in company’s collections systems
- State-specific research, review loan documents relating to origination and foreclosure, and prepare loans for referral to various attorneys
- Review title report
- Lien verification work
- Analyst will need the ability to professionally interact with attorneys, borrowers, and court professionals
- Analyst may also be expected to attend meetings and conference calls, evaluate team processes to enhance efficiency, and help restructure the foreclosure file system
QUALIFICATIONS AND SKILLS
- College Degree
- 2+ years of Previous Mortgage Collections preferred but not required
- Ability to articulate and understand the concepts of a Mortgage, Deed of Trust, Assignment of Mortgage, Title Insurance, Note, and Note Endorsement
- Foreclosure Experience preferred but not required
- Lien verification / Title experience preferred
- Strong negotiation and persuasive selling skills preferred but not required
- Goal driven and results oriented
- Self-motivated with strong attention to details
- Ability to multi-task and perform quality work in a fast-paced environment
- Articulate and professional in all communications
- Basic computer skills required
- BILINGUAL (English and Spanish) skills a plus
- Proven as a top performer in a professional work environment a plus
- Must be able to pass a criminal background check & drug screen to client-required standards
TEMPORARY REQUIREMENTS TO WORK REMOTE!
MUST HAVE FULL FUNCTIONING AT HOME INTERNET
MUST HAVE A SMART PHONE
MUST HAVE A DESIGNATED WORK SPACE
COVID-19 Precautions: All employees are required to wear a mask if they are unable to social distance onsite and common surfaces are sanitized regularly. Because RTR new hires may be required to be available for onsite training or as required by state regulators or clients to do work in a call center, they must be fully vaccinated for COVID-19 to ensure compliance with enhanced health and safety protocols, and to keep themselves and others safe and free from illness.