JOB DESCRIPTION

SENIOR VICE PRESIDENT - C&I COMMERCIAL LOAN OFFICER

Regional Community Bank, is seeking experienced SVP Commercial lending officers in its C&I Banking Group to develop and manage commercial relationships in a very dynamic and supportive environment. The bank is aggressively lending, provides superior credit, underwriting, branch and marketing support -

The position offers a highly competitive base salary, plus a incentive/bonus program, benefits package, stability and low turnover and the real opportunity for career growth.


VP & C&I DEVELOPMENT OFFICER


BASIC FUNCTION

Responsible for generating C&I business by focusing on developing new business relationships and a strong referral network – specifically with accountants, public agencies, attorneys, and Chambers of Commerce.

MAJOR RESPONSIBILITIES

Prospects for new business customers via networking, local COI,  cold-calling and telemarketing. Successfully develops new business and manages relationships to retain business over the long-term.

Tracks and reports sales results monthly.

Insures the profitability and credit quality of the portfolio in accordance with the bank' s credit policy.

Manages the day-to-day credit process, including credit write-ups, customer inquiries, and deal structures. Gathers financial information, prepares loan proposals, and manages several aspects of the underwriting function.

Monitors quality of existing accounts. Verifies that potential loans conform to policy. Ensures that necessary documentation is completed, and requests additional data as needed. Confers with superiors on difficult or sensitive issues.

Ensures strong, effective market share of the products and services by providing direction and information on the products and applications and related services.

Keeps abreast of the products, applications, technical service, market conditions, and competitive activities.

Performs other duties as required.

JOB REQUIREMENTS

Education:
College Degree; or a combination of education and experience equivalent to an undergraduate degree.

Experience:
Minimum of 5 and 10 years in the local market years C&I lending experience required.

Excellent verbal/written communication skills. Capability of working independently in a fast-paced and changing environment.

Good organizational and sales skills to facilitate and cultivate all leads.

Credit and risk analysis skills required – with a working knowledge of various financing options.

Goal oriented individual – displaying self-motivation and initiative.

Excellent teamwork skills required.

Basic knowledge of word processing and spreadsheet software required.

Strong customer service skills required.