Job Description

SUMMARY

The Real Estate Operations Administrator at SF Fire Credit Union plays an important role in the department by performing a number of activities related to the department’s mortgage operations functions. The role is primarily responsible for providing quality control, underwriting support, and loan closing tasks. The primary focus of this position is to complete required tasks from the time of final loan approval up through the file funding. The position will report directly to the Director of Lending Operations and Administration.

ESSENTIAL FUNCTIONS

• Review and clear underwriting loan conditions; determine if Underwriter oversight is required and clear conditions accordingly.
• Responsible for quarterly HMDA reporting.
• Review and approve Closing Disclosures (CD) and ensure timely drawing and delivery of the CDs in order to meet the expected close of escrow. Review Closing Disclosure (CD) prior to closing documents being drawn.
• Prepare, process, and manage files requested for prefunding audits, resolve prefunding conditions.
• Communicates and works with loan processing and underwriting business units.
• Follows policy and procedures related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP) and Customer Due Diligence (CDD) daily to ensure compliance with current regulations.

REQUIREMENTS

• Bachelor's degree (B. A.); or equivalent experience.
• 4 years or more related experience with equivalent responsibilities.
• Has a solid understanding of first mortgage and HELOCs loan processes, compliance and Fannie Mae guidelines, and regulatory requirements; Strength in mortgage processing and underwriting.
• Detail oriented; excellent organization and communication skills.
• A minimum of 1 to 2 years Mortgage Loan Processing/Underwriting Assistant experience.
• Time management and ability to meet deadlines is critical to this position. Attention to detail and organizational skills are required. Requires work in a fast pace environment with the ability to multitask.

OUR BENEFITS

We have a competitive compensation and benefits package, but the true reward of working for SF Fire Credit Union goes beyond what you’ll see on a paystub. We genuinely care about our employees and we strive to invest in their professional and personal growth. We’re a relatively small organization at about 200 employees, so you can see the impact of your efforts and the value your contributions bring to our members and fellow employees.

• 401(k) and Employer Match
• Health, Vision, and Dental Insurance
• Tuition Reimbursement Program
• 10 Paid Holidays + Competitive PTO package
• Home & Consumer Loan Program (Discounted Rates)
• Professional development and training programs
• On-demand personal coaching resource
• Wellness Program (Discounted Gym Membership)

SF Fire Credit Union has a long history of meeting the financial services needs of firefighters, as well as those who live in the communities which they serve and protect. We’re proud of these roots, which trace back to 1951 when a small group of firefighters formed a member-owned financial cooperative for their fellow firefighters. From those humble origins, SF Fire Credit Union is now the financial institution of choice for over 77,000 people, with assets of over $1.5 billion.

OUR CULTURE

Most days it feels more like going to work with a big family at SF Fire Credit Union. Whether it’s a potluck lunch, baking birthday cakes for colleagues in the kitchen, or after-hours get together, we’re here to do a great job and have a good time while doing it! We value a good sense of humor, desire to innovate, and a “in-this-together” attitude.  While we’re driven to do great work, we also value real work/life balance.

_ “Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.”_

While performing the duties of this job, the employee is regularly required to talk and hear. The _employee frequently is required to sit. The employee is occasionally required to stand; walk; use hands to handle objects, tools, or controls; and reach with hands and arms. Specific vision abilities required by this job include the ability to adjust focus. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.  _

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