Job Description

The Financial Crimes Analyst is responsible for examining STCU transactional activity for the purpose of identifying fraud, structuring, laundering of illicit funds, and/or other suspicious or unlawful activity. This position will ensure the necessary monitoring, record keeping and reporting requirements of BSA are performed and will utilize analytical tools and reporting to ensure that transactional behavior remains within STCU’s risk appetite.

Core Job Requirements/Outcomes

• Analyze, investigate, and report suspicious transactional activity occurring via all STCU channels by utilizing STCU’s Financial Crimes Management platform to ensure fraud losses remain within STCU’s risk appetite.
• Ensure timely and accurate reporting requirements for compliance with BSA Policy/Program such as, CTRs, OFAC matches, FinCEN 314(a), MIP, MDD, EDD, law enforcement reports, and other regulatory/legal requirements by maintaining efficient processes and knowledge of the regulations.
• Provide members and employees with outstanding service in all interactions by providing caring and professional direct support for fraud investigations, loss prevention opportunities, and fraud awareness guidance.

Other Essential Functions

• Recommend changes to policies, procedures, and processes to maintain an effective Financial Crimes program and BSA/AML Compliance Program by informing the Financial Crimes Manager of any necessary updates.
• Accomplish tasks with little supervision and prioritize multiple initiatives and deadlines in a fast-paced environment by completing all tasks on time and with minimal errors on a consistent basis.

Qualifications

Education: Associate degree or equivalent required.

Certifications: At least one industry standard certifications related to BSA/AML or Financial Crimes required or completion within first year of employment including CFE, CAMS, BSACS, CFCI or CUSFE.

Job Experience: Minimum of two years progressive experience in one or more of the following areas in a financial institution: retail/branch operations, contact center, consumer or mortgage lending or auditing.

Software Skills: Proficient knowledge of MS Office programs including Outlook, Word, Excel, and Teams.

Other Skills: Ability to solve practical problems and deal with a variety of situations exercising flexibility and sound judgement.

Physical Demands: Must be able to regularly talk, hear and operate a computer, keyboard and mouse and occasionally lift, pull/push and carry up to 10 pounds with accommodations.

Work Conditions: Exposure to constant or intermittent sounds at a low or moderate level consistent with an office setting. Exposure to high-stress, fast-paced, deadline-oriented environment.

Travel Demands: Reliable transportation is required due to occasional travel to branches and other locations as needed.

Additional Information

Please review our website for more information at stcu.org/careers.