GENERAL SUMMARY:

The Consumer Lending Specialist I utilizes the appropriate sales techniques to ensure successful loan closing, as well as proactively identifying other cross-sell opportunities for the expansion of the credit union business.

NON-ESSENTIAL DUTIES AND RESPONSIBILITIES:

Make outbound phone calls to offer and sell Consumer Loan products. 

• Targets new Indirect Loans that have a 2nd loan with a savings opportunity
• Utilizes Pre-qualification lists
• Assists with Credit Card Balance Transfers
• Targets other Consumer Lending pre-qualification campaigns

Take applications for new consumer loans from members

Negotiate as appropriate with underwriters for approval and pricing

Collect and complete all paperwork necessary to fund loans

Present final completed auto loan paperwork to Consumer Lending Funding team for check printing and auditing

Keep client lists in order to build potential future loan opportunities

Performs other duties as assigned.

Required Skills

MINIMUM QUALIFICATIONS

KNOWLEDGE, SKILLS AND ABILITIES:

• Excellent verbal, telephone and internet communications skills
• Knowledge of auto loan underwriting guidelines
• Knowledge of regulatory compliance guidelines
• Knowledge of credit union loan processing
• Proficiency in Microsoft Windows, Word, and Excel
• Analyze and solve problems
• Interact with staff, dealers and others encountered in the course of work
• Learn and apply new information or skills
• Observe and interpret people and situations
• Perform highly detailed work on multiple, concurrent tasks
• Use written and oral communication skills

Required Experience

EDUCATION, TRAINING AND EXPERIENCE:

Potential candidates for this position must meet the following requirements:

• AA Degree in related field or professional designation or comparable experience.
• A minimum of 1-2 years of relevant experience as a Member Service Rep or equivalent position with consultative sales experience.

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Experience as outlined may be substituted for education on a year-for-year basis.

Employee must adhere to all compliance regulations in the strictest manner during the performance of their job duties.

KINECTA FEDERAL CREDIT UNION IS AN EQUAL OPPORTUNITY EMPLOYER

MINIMUM QUALIFICATIONS

KNOWLEDGE, SKILLS AND ABILITIES:

• Excellent verbal, telephone and internet communications skills
• Knowledge of auto loan underwriting guidelines
• Knowledge of regulatory compliance guidelines
• Knowledge of credit union loan processing
• Proficiency in Microsoft Windows, Word, and Excel
• Analyze and solve problems
• Interact with staff, dealers and others encountered in the course of work
• Learn and apply new information or skills
• Observe and interpret people and situations
• Perform highly detailed work on multiple, concurrent tasks
• Use written and oral communication skills