Senior Commercial Lender

ThinkingAhead

Senior Commercial Lender

Edmond, OK
Full Time
Paid
  • Responsibilities

    Senior Commercial Lender | Oklahoma City Metro

    Full-Time | On-Site | Confidential Search

    A Proven Lender's Opportunity to Lead in the OKC Metro

    A respected, community-rooted Oklahoma bank — nearly 90 years strong and profitable every year since its founding — is expanding its commercial banking presence in the OKC Metro. As part of that growth, the bank is seeking an experienced Senior Commercial Lender to originate and manage a high-quality loan portfolio while building lasting client relationships across the market.

    This role is well suited to a lender who is equally comfortable structuring a complex credit and developing new business through direct outreach and community involvement. The bank offers real autonomy, a strong credit team, and the lending capacity to compete for meaningful deals.

     

    What You'll Be Doing

    Business Development

    • Prospect, develop, and close new commercial banking relationships across the OKC Metro
    • Leverage existing networks and build new ones through community involvement, referral sources, and direct outreach
    • Cross-sell a full suite of commercial banking products, including treasury management, deposit services, and business banking solutions
    • Represent the bank at community events, industry associations, and civic organizations

      Lending & Credit

    • Originate, structure, and negotiate commercial loans, including C&I, owner-occupied CRE, construction, and lines of credit
    • Conduct thorough financial analysis of business and personal financial statements, tax returns, cash flow, and collateral
    • Prepare and present well-supported credit memos with clear analysis, risk identification, and sound recommendations
    • Actively manage and monitor an existing commercial loan portfolio, identifying credit deterioration early
    • Ensure loan documentation, covenants, and compliance requirements are met throughout the life of each credit

      Client Relationship Management

    • Serve as the primary point of contact for a portfolio of commercial clients, providing responsive, high-touch service
    • Conduct regular portfolio reviews and business calls to understand evolving client needs
    • Collaborate with internal partners across treasury, mortgage, and wealth to deliver comprehensive financial solutions
    • Resolve client issues promptly and professionally, maintaining a high standard of service and trust

      What You Bring

      Required

    • 7+ years of commercial lending experience with a proven track record of production and portfolio management
    • Strong credit acumen, including financial statement analysis, cash flow analysis, loan structuring, and risk assessment
    • Demonstrated ability to independently develop new commercial banking business
    • Experience with C&I and/or commercial real estate lending
    • Excellent written and verbal communication skills, including the ability to present credit requests clearly
    • Thorough understanding of banking regulations, compliance requirements, and sound lending practices
    • Bachelor's degree in Finance, Accounting, Business, or a related field

      Preferred

    • An established book of business and existing relationships in the OKC Metro
    • Experience with agricultural, energy sector, or SBA lending
    • Completion of a formal bank credit training program