At CrossCountry Mortgage, we're not just about mortgages—we're about making homeownership dreams come true. Our team thrives on collaboration and innovation, ensuring you have the support and resources to excel. As a Senior Loan Processor, you'll be at the heart of our mission, using your skills to provide exceptional service and attention to detail. We believe in your growth, both personally and professionally, and offer a supportive environment to help you reach new heights. You'll work closely with a dedicated team of mortgage professionals who value your expertise and are eager to learn from your experience. With our competitive compensation and benefits, we ensure you're rewarded for your hard work. If you're ready to join a company that values your contributions and offers a pathway to personal and professional growth, we invite you to apply and become part of our journey. Let's achieve success together and make a real impact in the mortgage industry. Responsibilities: • Submit loan file documentation accurately into necessary software programs • Source and order third party documentation needed for residential home loans, create and maintain the mortgage loan file, and assist underwriters by clearing conditions as requested • Confirm that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines • Be the main point of contact for title companies, mortgage loan officer/mortgage loan originator, real estate agents, borrowers, and mortgage underwriters to facilitate a timely loan closing • Obtain and verify that all loan documentation, such as title insurance, appraisals, loan applications, credit reports, and income and asset declarations are accurate and provided promptly to underwriters for loan approval • Gather and verify all necessary documentation from clients to facilitate a smooth and seamless closing • Review loan applications for completeness and compliance with industry regulations • Communicate proactively with clients to provide updates and address any concerns throughout the loan process • Coordinate with underwriters to resolve any issues that may arise during the loan approval process • Maintain detailed records of all loan transactions and communications in our system • Identify opportunities to streamline processes and improve efficiency within the loan processing team Qualifications: • Working knowledge of the mortgage industry, specifically federal and state regulatory requirements are essential • Commercial loan and Refinance loan knowledge is helpful -- knowledge of various residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is essential • Exceptional time management, attention to detail, customer service, and communication skills are necessary • Proficiency with MS Office, Loan Origination Software (LOS), and Automated Underwriting System (AUS) are desired • 2-3 years experience with a mortgage company, mortgage banker, or mortgage lender as a mortgage loan processor is needed • Encompass experience preferred • Bilingual Preferred - but not required Compensation: $65,000+ DOE plus bonus
• Gather and verify all necessary documentation from clients to facilitate a smooth and seamless closing • Review loan applications for completeness and compliance with industry regulations • Communicate proactively with clients to provide updates and address any concerns throughout the loan process • Coordinate with underwriters to resolve any issues that may arise during the loan approval process • Maintain detailed records of all loan transactions and communications in our system • Identify opportunities to streamline processes and improve efficiency within the loan processing team