OUR COMPANY

Sezzle is a cutting-edge fintech company whose mission is to financially empower young consumers. Only one in three millennials own a credit card, and the vast majority of millennials possess a subprime credit score or no score at all.  To address these problems, Sezzle has built a payment platform that increases purchasing power for consumers by offering interest-free installment plans at online stores. This increase in purchasing power for consumers leads to increased sales and basket sizes for the hundreds of eCommerce merchants that currently work with Sezzle.

THE POSITION

Sezzle is seeking a strong, experienced credit risk leader to design and manage all aspects of credit strategies. The most qualified candidate will have experience across the credit lifecycle including prospecting, underwriting, account management, and collections. The candidate will work closely with engineering, product, and data teams to identify ways to enhance credit strategies, drive growth and improve customer experience.

RESPONSIBILITIES

• Lead the development of credit strategy roadmap to leverage data and technology to manage repayment risk, improve customer experience and drive growth
• Share strategy vision with key stakeholders to obtain buy-in and to drive result-focused execution
• Deliver best in class credit risk strategies across the entire credit life cycle including prospecting, underwriting, account management, and collections
• Identify new data sources and technology 
• Develop reporting and analysis used to monitor portfolio trends and strategy performance
• Collaborate with data and modeling team to identify opportunities to improve credit losses
• Collaborate with the data engineering team to execute strategy implementation
• Work with leadership and product teams to develop new credit products

RECOMMENDED ATTRIBUTES

• Master's degree (or Ph.D.) in Statistics, Mathematics, Operations Research, Computer Science, Economics or other quantitative disciplines; Bachelor's degree with significant relevant experience also considered
• 7+ years of credit risk management experience, preferably in online financial services
• People management experience
• Ability to work in a, sometimes ambiguous circumstances
• Ability to understand the economics of the business and appropriately weigh risk/reward tradeoffs 
• Strong SQL, Python and/or R skills are required
• Excellent problem-solving skills
• Excellent communication skills

ABOUT YOU

• A+ character. We are team-first here at Sezzle.
• A hard-working mentality. It's early and there is still a lot to build.
• An excellent communicator. 
• A fun attitude. Life's too short. We can have fun while we work hard on cool things.
• Smarts. We need people that are smart enough to make decisions on their own and also smart enough to know when they need input from others.