Mortgage Loan Underwriter & Processing Supervisor
Do you a passion to develop and coach staff? Do you have experience in mortgage underwriting and/or processing? We are looking for a service driven individual to add to our growing mortgage team. Join one of the leading mortgage lenders in Sioux Falls and help us achieve our vision of Helping People Live Better!
We are committed to seeing our staff develop personally, professionally and financially. Be a part of a passionate and caring organization, committed to helping our members live better. Great benefits include: health, vision, dental, paid time off, paid holidays and great day time hours, life insurance, long and short term disability, pension plan, 401(k) option, and many more!
In this position, you will be responsible for the supervision and operation of the mortgage processing teams. In addition, you will be responsible to learn and underwrite various types of Mortgage loans, including: home equity, portfolio, VA, FHA, RD, and South Dakota Housing loans. Other essential duties include:
timely and accurate review of credit, income, insurance, property appraisals, AUS findings, etc.
communicate with officers, processors, vendors, appraisers, investors, etc.
ensure file documentations and parameters of mortgage loan comply with internal and secondary market guidelines and regulations
report decisions and discuss findings of high risk loans with the Mortgage Manager
take initiative to research and understand guidelines
stay abreast of change regulations and adhere to credit union policies
supervisory responsibilities include: interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems
Successful candidates will:
Have a Bachelor's degree from a four-year college or university or 3-5 years related mortgage underwriting experience or equivalent combination of education and experience.
Previous management experience required
Strong Analytical, Problem Solving, Compliance and Time Management Skills
Excellent Member Service, Interpersonal, Organizational and Team Skills
Above Average Understanding of Credit Reports, Tax Returns, and other Mortgage Documents
EEO W, M, Disability or Veteran/ AAP