Job Description
Staffing Solutions is looking for Forensic Due Diligence Underwriters to join our team. This is a contract position and a completely remote opportunity. It is a full time 40 hour a week position with possible overtime. Individuals will perform due diligence work as a 3rd party mortgage underwriter to evaluate mortgage portfolios and identify any potential credit and compliance issues or potential fraud.
PRIMARY TASKS
Responsibilities include but are not limited to:
- Review submitted loan files and documents for adherence to investor and lender policies or review scope
- Determine applicant credit worthiness by assessing financial situation & possible risk of default
- Perform analysis of credit, income, assets & collateral
- Experience with income validation including personal and corporate/partnership/complex tax forms
- Able to identify misrepresentation, inconsistencies, and/or fraudulent activity from analyzing the loan documentation and transaction
- Review and identify red flags for potential fraud and misrepresentation
- Able to underwrite all loan types with minimal supervision
- Underwrite & analyze Investor/Agency guidelines to make sure transaction meets requirements
- Ability to document rationale for credit and collateral decisions
- Time management and organization skills to effectively prioritize multiple objectives and achieve volume and quality goals
- Capable of working under pressure from internal and external customers
- Ability to handle confidential material in a professional, highly ethical manner, meet deadlines, maintain a high degree of diplomacy and tact
- Maintain daily time entry and number of loans reviewed in system
Job Type: Contract
Experience: Underwriting: 10 - 15 years (Preferred)