Job Description

JOB DESCRIPTION

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration.

Please note this is a commission only position, you will be compensated generously per loan funded

At Streamline Home Loan, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for 2 talented, dedicated licensed CA residential MLO's. Our goal is to empower, educate and create the best financial scenario for each of our client’s unique needs.

We have an immediate opening for 2 licensed CA residential MLO's. This individual is responsible for producing high quality loans that meet guidelines by building relationships with realtors, builders, financial professionals, bank stores, past customers and other nontraditional sources, while providing excellent customer service. Strong sales and organizational skills are essential.

Bi-lingual job seekers are encouraged to apply.

Additional duties include:

• Inform prospective and existing customers of programs, rates, policies, underwriting requirements, and loan procedures

• Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in

• Develop and maintain a high degree of visibility for in the marketplace

• Understand real estate appraisals, title reports, and real estate transactions

• Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk

• Continuously pursue SHL training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements

• Perform miscellaneous duties as needed and required This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below. Required Qualifications

• 3+ years of sales experience in financial services, outside sales experience, or a combination of both Desired Qualifications

• Basic Microsoft Office skills

• Documented residential mortgage fundings over the past 12 months referred primarily from established, local, external sources

• Excellent verbal, written, and interpersonal communication skills • Mortgage industry experience

• Knowledge and understanding of sales prospecting and generating referrals

• Bilingual speaking proficiency in Spanish/English

• Customer service experience

• Knowledge and understanding of builder, construction or renovations lending

Job Expectations

• This position requires SAFE registration at the time of employment. Stream Home Loan will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site (http://fedregistry.nationwidelicensingsystem.org ) provides the MU4R questions and registration required for employment in this position.

• Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related company policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.

• Reliable transportation

• Ability to work nights, weekends, and/or holidays as needed or scheduled

Disclaimer All offers for employment with Stream Home Loan are contingent upon the candidate having successfully completed a criminal background check. Stream Home Loan will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act. Relevant military experience is considered for veterans and transitioning service men and women. SHL is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation