Are you a licensed mortgage banker who is looking for a company that offers quality leads, fast closings, and funding? Summit Lending is seeking licensed individuals to join our growing, fast-paced team! About Us: Summit Lending has been family-owned and operated since 2005 and is looking to make waves in this challenging market by supplying loan products to help build a flourishing pipeline and help consumers when they need it most. We pride ourselves in our marketing, mentorship, work culture, and quick turn times while living by our company's core values! • Own the Moment: Take ownership of client interactions, providing personalized assistance and guidance throughout the lending journey. Thumb pointers, not finger pointers. • Get Better Every Day: Commit to continuous improvement by seeking opportunities to enhance knowledge, skills, and processes. • Relationships Not Transactions: Build meaningful, long-lasting relationships with clients and teammates based on trust, empathy, and understanding of their unique needs. • It's All About People: Prioritize the well-being and satisfaction of clients and colleagues, demonstrating empathy and compassion in all interactions. • Experience Is Everything: Deliver a superior customer experience by ensuring seamless, efficient, and tailored service at every touchpoint. Responsibilities: • Manage warm transfers and fresh leads, averaging 8 to 10 daily, to effectively drive business growth • Handle the application process, pitch to qualified borrowers, and guide them through loan options • After loan sales, the focus shifts to selling to the next borrower as processing staff takes over file management • Provide counseling to borrowers, educating them on the advantages and disadvantages of different loan products to guide their choices • Oversee customer interactions and ensure smooth transactions by liaising with realtors, processors, and underwriters • Maintain a substantial pipeline of loans to meet production requirements effectively • Collaborate closely with industry professionals to gather and prepare all necessary information, ensuring compliance with underwriting standards • Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines • Exceed our production standards by maintaining an active pipeline • Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction • Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies, and other related industry professionals • Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them Qualifications: • Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability • Strong understanding of HELOC/HELOAN guidelines and structuring • Current NMLS license • Strong time management abilities, capable of prioritizing tasks and handling multiple leads simultaneously • Meticulous attention to detail, ensuring accuracy and compliance with regulations • Comprehensive knowledge of various loan products, eligibility criteria, and industry trends • Adaptability to changing market conditions and client needs • Commitment to ethical conduct and integrity • Proficiency in loan origination software and other technological tools Compensation: $300,000 Yearly
• Manage warm transfers and fresh leads, averaging 8 to 10 daily, to effectively drive business growth • Handle the application process, pitch to qualified borrowers, and guide them through loan options • After loan sales, the focus shifts to selling to the next borrower as processing staff takes over file management • Provide counseling to borrowers, educating them on the advantages and disadvantages of different loan products to guide their choices • Oversee customer interactions and ensure smooth transactions by liaising with realtors, processors, and underwriters • Maintain a substantial pipeline of loans to meet production requirements effectively • Collaborate closely with industry professionals to gather and prepare all necessary information, ensuring compliance with underwriting standards • Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines • Exceed our production standards by maintaining an active pipeline • Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction • Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies, and other related industry professionals • Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them