Are you great with numbers and enjoy helping people? Then we’d love to talk with you about our junior underwriter position. You’ll provide underwriting support to the team to ensure a helpful and happy home-buying experience for our customers. No experience? No problem. We’ll give you the tools and training you need to be successful in this entry-level role. If you’re ready to start your career in mortgage, apply now! Responsibilities: • Sign off on underwriting loan conditions according to underwriting guidelines • Review all loan applications and disclosures for discrepancies and regulatory and compliance guidelines • Prioritize, track, and manage the loan underwriting process in order to meet deadlines and ensure timely submission to the underwriting team • Verify all needed documentation such as credit reports, loan applications, title policies, appraisals, and financial statements have been obtained and are accurate in the loan files • Correspond with applicants on behalf of the underwriting team, senior underwriter, and residential mortgage loan officer • Review loan applications to ensure accuracy and completeness • Analyze applicant income documentation, employment history, and financial statements to verify eligibility for loans • Communicate effectively with loan officers, borrowers, and third-party vendors to gather the necessary documentation and resolve any discrepancies • Compile and organize all required documents and information needed for the initial submission to the underwriting department • Ensure compliance with regulatory guidelines and internal policies throughout the loan setup process • Collaborate with underwriters to address any additional requirements or questions during the underwriting phase • Maintain accurate records and documentation of all loan files and updates in the system Qualifications: • Superior interpersonal, communications, and customer service skills are needed • Bachelor’s degree preferred but will accept an associate’s degree with previous underwriting experience • A working understanding of mortgage lending practices, real estate terminology, and mortgage loan guidelines (FHA, USDA, VA, Conventional, etc.) is an asset • Analytical data skills, strong attention to detail, and excellent decision-making skills are required • Excellent communication skills with the ability to interact professionally with clients and internal stakeholders • Strong attention to detail and the ability to work efficiently in a fast-paced environment • Ability to prioritize tasks effectively and manage multiple loan files simultaneously • Mortgage income calculations Compensation: $38,000 - $40,000 yearly

• Review loan applications to ensure accuracy and completeness • Analyze applicant income documentation, employment history, and financial statements to verify eligibility for loans • Communicate effectively with loan officers, borrowers, and third-party vendors to gather the necessary documentation and resolve any discrepancies • Compile and organize all required documents and information needed for the initial submission to the underwriting department • Ensure compliance with regulatory guidelines and internal policies throughout the loan setup process • Collaborate with underwriters to address any additional requirements or questions during the underwriting phase • Maintain accurate records and documentation of all loan files and updates in the system