Job Description

READY TO FIND THE PERFECT MORTGAGE CAREER MATCH THAT'S RIGHT FOR YOU?

We personally work with you to select the best fit for your future career growth.

Looking for talented Government Underwriters for full time remote opportunities with one of our national lending partners. These are direct hire, full time opportunities with growing and emerging mortgage lenders. Only the most innovative, forward thinking, strategic mortgage operations. They are well capitalized for future growth, so you can grow your career along with them.

When the right person is in the right role at the right company, everyone wins!

VA | FHA | USDA | JUMBO

RESPONSIBILITIES:

• Underwrites residential mortgage loans in accordance with FNMA, FHMLC, FHA, VA, USDA and internal guidelines ensuring compliance with company and investor standards using Encompass 360.
• Run, review and interpret AUS data to ensure compliance with agencies AUS guidelines.
• Review and analyze borrower profiles, credit reports (including supporting documentation), income documentation, asset documentation and title reports. Has thorough knowledge of complex personal and business financial analysis and expertise in tax return and balance sheet analysis.
• Ensure documentation is appropriate to support credit decision.
• Ability to properly assess and respond to fraud indicators.
• Analyze property appraisals for accurate property valuation for conventional FHA loans.
• Issue timely loan approvals or adverse action notifications.
• Provide proactive communication to Loan Officers, Processors, and internal business partners involved in the loan transaction
• Meet business goals as established by management.

REQUIREMENTS:

• Minimum of 3 years mortgage underwriting experience and active within last 12 months.
• DE-CHUMS ID, VA-LAPP and/or USDA-GUS experience preferred.
• Must have extensive knowledge of state and federal residential lending regulations.
• Strong interpersonal and teamwork skills and ability to influence through collaboration.
• Self-motivated, high level of personal energy and commitment.
• Customer experience focused: empathetic, caring and driven to resolve client and team member issues and concerns
• Possess exceptional organizational, problem solving and communication skills with strong attention to detail.