Job Description

Ascent Funding is an award-winning, rapidly growing private FinTech company that is on a mission to revolutionize the way people pay for college. We are looking for a LOAN UNDERWRITER to join our team in the heart of downtown San Diego, CA (well, virtually during COVID).

WHAT YOU WILL BE DOING: The Ascent UNDERWRITER is responsible for the review and processing of new student loan application requests in a paperless environment. Underwriters work closely with Customer Service Representatives and Loan Processors to ensure the accurate and timely underwriting of Ascent Student Loans. 

IN THIS ROLE, YOU WILL:

• Review student loan credit applications and render an appropriate credit decision within credit policy requirements and in compliance with all regulations.
• Review and verify the accuracy of credit reports and borrower provided documents and identify red flags within the documentation.
• Provide prompt, accurate communication and responses to all internal and external customer inquiries as it relates to income and credit scenarios, documentation requirements, and the loan underwriting process.
• Collaborate on operational processes across multiple departments.

DESIRED SKILLS & EXPERTISE:

• High school diploma or GED required, Associate’s degree preferred.
• Two years of loan processing and/or underwriting experience, years of student loan underwriting experience desired.
• Experience working with income documents and income calculations.
• Experience reviewing and interpreting credit bureau reports on a tradeline basis.
• Excellent verbal and written communication skills.
• Good computer skills and a working knowledge of common business and application software.

QUALITIES WE LOOK FOR IN OUR CANDIDATES:

• Drive to succeed and passion for the work.
• All-around good teammate who is approachable and dedicated to helping others succeed.

The Job Description is intended to be a general representation of the responsibilities and requirements of the job. However, the description may not be all-inclusive, and responsibilities and requirements are subject to change.

EQUAL EMPLOYMENT OPPORTUNITY:

It is the policy of the Company to provide equal employment opportunities to all employees and employment applicants without regard to unlawful considerations of race, religion, color, national origin, sex, sexual orientation, gender identity or expression, age, sensory, physical, or mental disability, marital status, veteran or military status, genetic information, or any other classification protected by applicable local, state, or federal laws. This policy applies to all aspects of employment, including, but not limited to, hiring, job assignment, compensation, promotion, benefits, training, discipline, and termination. Reasonable accommodation is available for qualified individuals with disabilities, upon request.

COMPANY OVERVIEW:

Ascent Funding is a private student loan program built around one guiding principle: Student loans should expand possibilities, not limit them. Ascent is proud to be part of the Goal Investment Group (GIG) family. GIG has been named as “Best Places to Work” by the San Diego Business Journal each year, since 2015 and is a values driven, education finance technology company providing a comprehensive array of products and services that include Ascent student loans, trust administration, portfolio management, and capital markets advisory services. 

The Job Description is intended to be a general representation of the responsibilities and requirements of the job. However, the description may not be all-inclusive, and responsibilities and requirements are subject to change.

Equal Employment Opportunity

It is the policy of the Company to provide equal employment opportunities to all employees and employment applicants without regard to unlawful considerations of race, religion, color, national origin, sex, sexual orientation, gender identity or expression, age, sensory, physical, or mental disability, marital status, veteran or military status, genetic information, or any other classification protected by applicable local, state, or federal laws. This policy applies to all aspects of employment, including, but not limited to, hiring, job assignment, compensation, promotion, benefits, training, discipline, and termination. Reasonable accommodation is available for qualified individuals with disabilities, upon request.

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