Job Description

                                                                           THE JOB CONNECTION IS NOW HIRING!!!

SHIFT: MONDAY- FRIDAY 8:00AM-5:00PM

PAY RATE: $20.05

LENGTH OF ASSIGNMENT:  TEMPORARY POSITIONS FOR A MINIMUM OF 45 DAYS

BASIC RESPONSIBILITIES

Responsible for the interviewing and qualifying of members for mortgage products.

TYPICAL DUTIES

• Assists the Loan Department with required technical expertise with regard to mortgage products.
• Conducts face to face and over the phone interviews to assist both members/realtors with mortgage applications.
• Ensures all necessary documents are completed according to the guidelines of a specified product and orders necessary documents to include appraisals, surveys and insurance.
• Reviews and submits loan requests with recommendations for manual underwriting and screens all referrals.
• Sends Adverse Action Notice as required by federal law to members who do not meet loan program guidelines.
• Maintains contact with members and realtors throughout the loan process and returns all calls within a timely response.
• Coordinates closing dates with members, title companies and agents. 
• Basic knowledge of Mortgage Loan Servicing to include participation during escrow analysis.
• Performs notary services.
• Maintains a clean pipeline.
• Reviews loanquoter/web applications and submits for approval.
• Interacts with investors to provide members with niche products and government loans.
• Attends various schools, seminars and workshops as may be necessary to maintain adequate knowledge of on-going changes in the industry.
• Assist business development officer with home buying seminars and helps to establish good business relationships with the realtor’s by participating in mortgage associations and helping with realtor seminars, open house and presentations.
• Assists in training MSSO’s from designated branches on quarterly basis.
• Cross-sells other companies products as well as services offered by MFS.
• Maintain and understand compliance to ensure that work complies with companies established policies, procedures and applicable regulations, to include Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Member Identification Program (MIP), and Office of Foreign Asset Control (OFAC).
• Other duties as may be assigned or required in connection with the general operation of the credit union.

CRITICAL KNOWLEDGE, SKILL AND EDUCATIONAL REQUIREMENTS

Must be able to maintain up to 80 loans closed per year or up to $12,000,000 in loan volume consistently for at least a period of 12 months.  

REQUIRED TO MEET ALL STATE AND NATIONAL LICENSING MINIMUM STANDARDS; MUST MEET REQUIRED MINIMAL EDUCATION REQUIREMENTS FOR INITIAL LICENSING AND CONTINUED ANNUAL EDUCATION; MUST PASS NATIONAL CRIMINAL HISTORY BACKGROUND CHECK.

Complete and comprehensive knowledge of Texas and New Mexico Real Estate Law.

Complete and comprehensive knowledge of Title Insurance Law.

Extensive knowledge of Regulations governing real estate regulations; C, Z, and Fair Debt Collection Practices Act.

In depth knowledge of Down Payment Assisted Programs.

Comprehensive, in-depth knowledge of real estate loan policies, mortgage loan documentation, mortgage loan forms, contracts and interest rates.

Comprehensive knowledge of conventional and government underwriting guidelines.

Comprehensive knowledge of loan origination software.

Good communication skills, both written and oral.

Good sales and marketing skills.

Good clerical skills, typing, 10-key, working knowledge of PC and business calculator.

High School diploma and additional post secondary technical course work or equivalent with three years similar or related experience.

Requires sitting the majority of the day, lifting up to 10 pounds frequently, lifting up to 20 pounds, bending, squatting, climbing, twisting and reaching above and below shoulder level occasionally

PRIMARY RESPONSIBILITY

Providing quality service is the primary responsibility of this position.  Quality service means treating members and coworkers with respect and courtesy at all levels whether in person or by telephone as outlined in the Employee Handbook.

APPLY ONLINE TJCJOBS.COM OR CALL OUR OFFICE AT 915-629-7900!!!

Company Description

The Job Connection-Your employment Source. EOE/ NO FEE The Job Connection was established in January 2000 as a Texas Corporation and is a 100% El Paso owned and operated independent staffing agency. Our firm specializes in temporary staffing, temp to hire staffing, professional recruiting and on-site management. We supply interim and direct hire staff to companies in varying industries from mid-size businesses to Fortune 500 companies. The Job Connection has a number of satisfied clients and candidates. Our key personnel have over 70 years combined staffing industry experience and are committed to delivering quality customer service and support that their clients have come to expect. https://www.tjcjobs.com