POSITION SUMMARY:

Review Mortgage loan files to ensure accuracy of information and verify presence of all required documents. Documents may include credit, title, appraisals, credit documents, property valuation, loan-to-value ratios, and debt carried.  Previous Due Diligence or Quality Control experience is required to perform this job. 

 ESSENTIAL JOB FUNCTIONS:

• Analyze calculations and verifications of income & assets, and evaluations of credit reports, purchase contracts, appraisals, title commitments, and other loan pertinent documentation
• Enter review results into company’s proprietary software
• Stay current on all agency, state and federal guidelines, and participate in on-going training as industry evolves
• Review internal review results, rebuttal documentation, or escalation requests and craft client responses to exceptions
• Work well with others including mentoring new hires or junior level analysts as needed
• Manage time efficiently and prioritize workloads to meet strict deadlines while handling multiple tasks
• Be flexible in the work environment
• Conduct all activities and interactions in a professional manner
• Complete company/client introductory training during orientation period
• Adhere to the companies “Core Values”
• Other duties as assigned by manager

REQUIRED MINIMUM QUALIFICATIONS:

• At least 5 years of recent experience in conventional and government underwriting or Quality Assurance experience within the mortgage banking industry
• Experience in RMBS due diligence services and review platforms required
• At least 3 years’ experience with Non-QM lending and guidelines
• A strong working knowledge of calculating and verifying income & assets, and evaluating credit reports, purchase contracts, appraisals, title commitments, and other loan pertinent documentation
• In depth working knowledge of AUS systems, including Loan Prospector and Desktop Underwriter
• Must have manual underwriting experience, as well as automated
• At least an Intermediate level user of Microsoft Office Suite, with an emphasis on Word and Excel
• Strong written communication skills
• Ability to handle multiple tasks and prioritize workloads
• Knowledge of all conventional and government underwriting guidelines for agencies
• College Degree or equivalent work related experience, and High School Diploma or equivalency required