Job Description

Mortgage Underwriter Responsibilities

• Review all mortgage applications and supporting documents to ensure all necessary information is included for approval
• Research applicant’s employment and financial history to help determine the accuracy of application and documents
• Request additional information as needed on all documents to help determine loan risk
• Ensure once all information is gathered that it is accurate, compliance standards are met, and it is in congruence with company policies
• Communicate and document reasons for approval or rejection of loans so clients and loan officers are well-informed of decisions

Mortgage Underwriter Qualifications

• Bachelor’s degree in business, finance, or a related field preferred
• At least 2 years of mortgage DE underwriting experience or mortgage lending experience required
• Familiarity with home loans and residential mortgages such as FHA, USDA, VA, conventional loan guidelines, and loan products
• Working knowledge of Microsoft office and automated underwriting systems
• Excellent decision-making and communication skills