Job Description
_ MORTGAGE COMPLIANCE ANALYST_
PERMANENT
REMOTE POSITION
The Mortgage Compliance Analyst works in partnership with the AVP Mortgage Compliance/QC and business units to help manage compliance risk by conducting compliance testing and reviews as well as compliance risk assessments. This position will primarily assist with scrubbing HMDA data and secondarily will help insure adherence to mortgage compliance policies, procedures, federal and state regulations.
Essential Functions and Responsibilities: Work with the AVP Mortgage Compliance/QC to strengthen first line of defense within the Mortgage department-Business Units. Escalates areas of concern to the AVP Mortgage Compliance/QC for further review and possible further escalation. Assist with scrubbing of required HMDA data to insure is error free prior to filing deadline. File reviews will include an assessment as to the adequacy of required documentation including approval documentation, promissory note, lien perfection, and disclosure requirements. Conduct internal monitoring and file reviews for mortgage regulatory requirements, product overlay requirements and investor requirements as assigned. Assist with implementation of regulatory and quality changes and improvements into the mortgage business unit operations in a timely and cost-effective manner. Assist with analysis of fair lending datasets. Assist with building ad-hoc management reports as required Ability to perform guided research for issues related to mortgage regulatory compliance and quality standards. Ability to perform data analytics related to mortgage regulatory compliance and quality standards. Ability to work independently with minimal supervision. Ability to manage complex assignments independently while working effectively as part of a team. Working knowledge of mortgage regulatory laws and regulations as applicable to the credit union. Very attentive to detail with excellent writing and verbal communication skills. Participate on special projects as assigned.
Requirements: Some College or Associate's Degree 1 + years’ experience (mortgage or audit related field preferred). Working knowledge & understanding of all relevant federal & state residential mortgage regulations required. Working knowledge of underwriting, loan structure, documentation, and origination channel required. Working knowledge Fannie Mae guidelines and requirements. Minimum of a general understanding of secondary market requirements, policies and procedures and vendor requirements within the reviewed areas. Good working knowledge of production systems and performance systems related to mortgage lending. Good working knowledge of Microsoft Excel and Microsoft Word. Working knowledge & understanding of all relevant federal & state residential mortgage regulations.
Company Description
Our mission is to change lives; both ours and the lives of the people we encounter. It is this commitment to changing lives that is the driving force behind everything we do in our work and our personal lives. We are motivated by our effectiveness in helping others, and we believe that successful relationships are built on trust. Tri-Starr Personnel provides innovative and strategic staffing solutions by recruiting talented job seekers and connecting them with reputable employers in leading employment industries. Our core purpose is to assist employers and job seekers in reaching professional and personal goals while creating opportunities and fostering the growth of the individual. The Tri-Starr Group is an equal opportunity employer. We are committed to recruiting, employing, training, promoting, and developing individuals without discrimination because of race, color, religion, gender status, sex, national origin, citizenship, disability, genetic information, veteran status, sexual orientation, age, or any other protected status. U.S. Citizens and those authorized to work in the U.S. are encouraged to apply. We are unable to sponsor at this time.