Job Description

Why you should consider us:

• We are people centric company, each MLO's works independently originates and looks forward for a Rock Star processor who can do the magic of processing
• You will the first processor on our team, as our business grows so does the processing team. Be the first take up the opportunity to lead & train a good team
• Have you ever wished you worked for a start up company where you have potential to build software / process / teams ground up with minimal red-tape, where everything works
• We pay not just the base, additional commission for every file closed. Our commissions are transparent we all are one team
• We currently have 4 MLO's who originate and you will have steady stream of work to grow. We are a startup Brokerage with long term plans

We are open to Fulltime or 1099 Contractor role.

DUTIES &RESPONSIBILITIES:

• Organizing, validating, compiling, and inputting of application in Point / Lending Pad
• Ensure accuracy of documentation and proper disclosure notifications
• Ordering required verification, requesting documentation, and all subsequent follow-up
• Requests and reviews conditions to ensure compliance with investor guidelines
• A thorough review of borrower credit, income, asset, and property to determine risk and evaluate borrower's repayment ability in order to render a credit decision.
• Conducts and determines appropriate fraud prevention measures have been taken
• Determine and communicate final credit decision and/or counteroffer solutions
• Familiarity with investor guidelines and understanding of policy requirements
• Acts as the primary point of contact to a loan officer and may communicate directly with borrower or vendors as needed
• Manages assigned pipeline and ensures proper follow up
• Ensures all required documentation is received, investor guidelines are met and the final underwriting decision is documented and supported

DESIRED SKILLS AND EXPERIENCE

QUALIFICATIONS:

• 2 years of current mortgage processing experience required
• Must have FHA/VA and Conventional experience
• Calyx Point / LendingPad experience can help, Fast learners can apply irrespective of their previous experience we can get you trained in software
• Detail-oriented with excellent research and decision-making ability, time management skills, and the ability to multi-task and to work accurately under pressure
• Strong written and verbal communication skills
• Knowledge of mortgage lending, company policies, investor guidelines, and current regulations/disclosure requirements for Conventional and/or Government loans.
• Excellent customer service and problem-solving skills
• Ability to maintain strong relationships with internal/external customers and vendors