Job Description

OVERVIEW:

UNIFY Financial Credit Union is one of the nation’s largest 100 credit unions with a reputation for being financially sound and growth-oriented. We’re expanding rapidly to meet the needs of a growing member base. At UNIFY, our team members work together to strive toward a common goal, “providing superior service to our members.” In doing so, we promote a culture where your ideas matter, your growth matters, and you matter. We encourage all team members to challenge and encourage themselves and their teammates to work smarter and to be more successful

SUMMARY:

Reviews, analyzes and renders decisions on loan applications received from Indirect Lending dealers.

RESPONSIBILITIES:

• Processes and decisions loans within assigned limits, including inputting loan data in the computer, review of credit report, dealer contracts, membership documents and other supporting documents.
• Interacts with dealers clarifying loan decisions as necessary.
• Participates in the testing of new indirect loan software and new software releases.
• Assists with revisions to and communicates changes of indirect loan procedures.
• Works on special projects or assignments as appointed by Management.
• Processes escalated dealer phone calls.
• Performs duties of Indirect Loan Processor as needed.
• Reviews indirect loan requests including denials and those that fall outside of established parameters.
• Ensures full compliance with UNIFY Financial Credit Union service standards, policies, and procedures; and with the Bank Secrecy Act.
• Performs other duties as assigned.

QUALIFICATIONS:

• Requires a high school diploma or equivalent, with three years experience in a Lending environment, preferably in a financial institution.
• Requires the ability to communicate effectively, both verbally and in writing, with individuals and groups.
• Proficient in spreadsheet and word processing software applications.

SEE THE UNIFY DIFFERENCE!

At UNIFY, we believe that each team member is a valued contributor. Through a teamwork approach, we strive to provide a positive and rewarding workplace that helps our team succeed. UNIFY provides a work environment which promotes learning, growth, and the opportunity for team members to challenge themselves.

Competitive Compensation and Excellent Benefits Package* Includes:

Medical (PPO/HMO), Prescription, Dental (PPO/DMO), Vision, Life, and Short- and Long-Term Disability Insurance Dependent and Medical Care - Flexible Spending Accounts Vacation, Sick, Personal and Holiday Pay 401(K) Plan with employer match Education reimbursement for approved programs UNIFY banking privileges for you and your family *All programs subject to review and change

UNIFY is proud to be a drug-free, equal-opportunity employer including disability/vets. For more information on UNIFY, visit us at www.unifyfcu.com