Job Description

OVERVIEW:

UNIFY Financial Credit Union is one of the nation’s largest 100 credit unions with a reputation for being financially sound and growth-oriented. We’re expanding rapidly to meet the needs of a growing member base. At UNIFY, our team members work together to strive toward a common goal, “providing superior service to our members.” In doing so, we promote a culture where your ideas matter, your growth matters, and you matter. We encourage all team members to challenge and encourage themselves and their teammates to work smarter and to be more successful

SUMMARY:

The Senior Risk Management Analyst will provide critical support to the AVP of Fraud Risk Management in the development, implementation and execution of the strategy, processes, and tools necessary to operationalize and enhance the credit union’s Risk Management framework. Time will be spent assessing, detecting, and addressing risk in three primary areas:  business continuity; organizational insurance and bond coverage; and enterprise risk management.  The Senior Analyst is responsible for developing, analyzing, reporting, and challenging data, and will recommend opportunities for improved efficiency, effectiveness and/or risk reduction within the organization.

Remote option available

RESPONSIBILITIES:

• Assists in the development, implementation, and maintenance of the credit union’s risk management framework utilizing industry best practices.
• Performs first-line-of-defense data collection, analysis and report preparation.
• Partners with others throughout the organization to identify applicable key risk indicators, develop action plans, and implement needed updates.
• Tracks regulatory changes and industry best practices to ensure compliance and appropriate oversight of risk management department initiatives and responsibilities.
• Takes the lead in organizational business continuity planning.  Creates and maintains Business Impact Analyses (BIA) for departments within the organization. Analyzes BIA data and ensures that business units make  appropriate changes to their business continuity plans as needed. 
• Takes ownership of credit union insurance and fidelity bond needs and carrier relationships.  Consults with internal leaders to track major organizational changes throughout the year.  Advises of recommended adjustments or updates to coverage, and leads all policy renewals.  Manages all claims as needed. 
• Assists with risk assessments and reporting for credit union enterprise risk management as needed.  Collaborates with department leaders to gather information and assess risk associated with identified credit union projects or initiatives.
• Assists with special projects related to risk as needed.
• Ensures full compliance with UNIFY Financial Credit Union Service Standards, policies, and procedures, as well as all applicable state and federal regulations
• Other duties as assigned.

QUALIFICATIONS:

• Bachelor’s Degree strongly preferred.  Significant relevant work experience in lieu of a degree may be considered.
• 7+ years’ experience in general risk management required.
• 5+ years’ experience in business continuity planning, insurance/bond coverage analysis and negotiation, and/or enterprise risk management within a financial institution required.
• Knowledge of, and demonstrated experience in, risk management processes, controls and methodologies required. 
• Must be able to think critically and make reasoned recommendations and decisions. 
• Must be able to facilitate discussions and work collaboratively with numerous internal stakeholders.  Strong relationship building and communication skills are required.
• Ability to work independently and effectively in both a remote and in-person environment.
• Self-motivated with a high level of positive energy and engagement.
• Must thrive in a fast-paced and constantly changing environment.

SEE THE UNIFY DIFFERENCE!

At UNIFY, we believe that each team member is a valued contributor. Through a teamwork approach, we strive to provide a positive and rewarding workplace that helps our team succeed. UNIFY provides a work environment which promotes learning, growth, and the opportunity for team members to challenge themselves.

Competitive Compensation and Excellent Benefits Package* Includes:

Medical (PPO/HMO), Prescription, Dental (PPO/DMO), Vision, Life, and Short- and Long-Term Disability Insurance Dependent and Medical Care - Flexible Spending Accounts Vacation, Sick, Personal and Holiday Pay 401(K) Plan with employer match Education reimbursement for approved programs UNIFY banking privileges for you and your family *All programs subject to review and change

UNIFY is proud to be a drug-free, EOE including disability/vets. For more information on UNIFY, visit us at www.unifyfcu.com

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