Daniyar Abykhanov

Master's

Data Science

Bank Cetner Credit JSC

Data scientist

- Analyzed data on loans, debts, and payments to identify customer behavior patterns and evaluate risk profiles - Developed and implemented statistical and machine learning models to forecast default - Monitored model performance continuously, adjusting parameters based on new data and evolving market conditions - Evaluated the effectiveness of various debt collection strategies to identify successful - Compiled comprehensive reports for internal use and presented actionable recommendations to management based on data analysis and model outcomes - Collaborated with credit analysis, risk management, and IT departments to integrate - Ensured compliance with internal and external regulatory requirements and standards for all - Conducted training sessions and provided support to colleagues on using and interpreting the developed models - Innovated in deep learning by analyzing large-scale data, including customer face photos, and predicting default probabilities using CNN networks - Developed a voice bot for the call center using ASR, TTS, and NLU models, which