WHAT YOU'LL DO

The Credit and Wholesale Banking Analyst Program is a two-year program designed to give participants exposure to our Global Banking businesses: Wholesale Credit, Business Banking and Global Commercial Banking. Participants have the opportunity to work within the following Wholesale Credit business lines: Bank of America Business Capital, Commercial Real Estate Banking Credit, Global Wealth and Investment Management Credit, Global Corporate and Investment Banking Credit, Global Markets Credit, and Commercial Credit.

Wholesale Credit partners closely with the front-line banking sales teams to deliver optimal credit solutions to help our clients succeed. The business puts an emphasis on innovation and digital technology to continue to deliver for our clients both locally and internationally.

As an Analyst within CWB, your key tasks and responsibilities may include but are not limited to:

• Analyzing industry, collateral, and financial trends of clients in various industries
• Analyzing and updating data on collateral, financials, projections, covenant compliance, free cash flow, audit and appraisal statistics and more
• Assisting in the underwriting, credit risk analysis, negotiation, and closing of new transactions or existing transactions
• Assisting in the underwriting, credit risk analysis, negotiation, and closing of new transactions or existing transactions
• Partnering with experienced Credit Officers and Client Managers to evaluate credit risks, and formulate the loan structure
• Spreading financial statements, assessing client's compliance with financial covenants & confirming the accuracy of risk ratings or offering changes

Bank of America is one of the world's largest financial institutions, serving individuals, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company serves approximately 56 million U.S. consumer and small business relationships. It is among the world's leading wealth management companies and is a global leader in corporate and investment banking and trading.